NASDAQ · ACGL
Arch Capital Group Ltd.
Financial Services · Insurance - Diversified
$103.25▲ 1.53% ($1.56)today
As of 10:02 AM ET
Valuation
P/E Valuation
Verdict: cheap. Price below all scenarios.
Estimated value / share · Base
$118.48
+15%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear $114.56, Base $118.48, Bull $150.67; price used $103.25
Bear $114.56, Base $118.48, Bull $150.67; price used $103.25
- P/E multiple
- 8.8×
- Earnings basis
- Trailing EPS
USD · Trailing earnings · Price Oct 26, 2:02 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 19.98% over the last year. Revenue grew 0.69% over the trailing twelve months. Operating margin moved from 22.77% to 27.38%. Free cash flow declined 1.18% over the trailing twelve months.
What the market seems to be pricing
The stock move broadly lines up with stronger business momentum, and the shares are still only around the 54th percentile of their historical P/FCF range.
What would invalidate this read
Operating margin is at 27.38%. Revenue grew 0.69% — this thesis depends on that trajectory holding. Despite the price move, free cash flow fell 1.18%, which is worth watching as a leading indicator of future pressure. If revenue growth, margins, or free cash flow roll over while the stock keeps climbing, more of the move would be coming from multiple expansion than business progress.
Return analysis
Company profile
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia.
Market multiples
Stock splits
Every 1 shares became 3
Every 1 shares became 3
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
15
Buy
17
Hold
2
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Actuals vs estimates by quarter, or any quarter against the same one a year earlier.
Next report
Oct 27, 2026
Q3 FY26 · EPS est $2.31 · Revenue est $4.1B
Same quarter, year over year
FY26 YTD +22.8%Each cell vs the same quarter a year earlier (the cell below) · Q1–Q2 combined $5.06 vs $4.12 · 1 of 2 quarters up
Q1
Q2
Q3
Q4
FY total
FY26
—
—
FY25
FY24
FY23
—
—
—
Fiscal year totals
- FY25
- $9.87
- +6.5%
- FY24
- $9.27
- —
Q2 FY26
Reported Jul 28, 2026 · Latest
HoverTap a cell to inspect
Actual
$2.56
Estimate
$2.47
Year over year
-0.8%
Vs prior quarter
+2.4%
Institutional Sentiment
Arch Capital Group Ltd. · ACGL
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.