NYSE · AFGE
Financial Services · Insurance - Property & Casualty
$16.24▲ 0.19% ($0.03)at close
After hours$16.29▲ 0.31%·5:05 PM ET
Market cap
$1.35B
P/E
1.41
EPS (TTM)
$11.48
Next earnings
Nov 4, 2026
Price used
$16.24
Estimated value / share
$126.30
Base scenario
This estimate is 677.72% above the price used.
The valuation uses a sector multiple because company history is limited.
P/E 11.0× · Trailing EPS
Assumption scenarios, not statistical confidence intervals.
Estimated from earnings per share and the selected price-to-earnings multiple.
DCF is unreliable for insurance companies — insurance float and investment income distort standard cash flow models. Price-to-Book is a more common valuation approach.
AFGE
Price vs Fundamentals
The stock fell 15.02% over the last year. Revenue declined 0.4% over the trailing twelve months. Operating margin moved from 11.77% to 14.57%. Free cash flow declined 17.62% over the trailing twelve months.
The stock has moved lower with no clear directional signal from operating metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
Operating margin currently stands at 14.57%. A decisive move in revenue — currently down 0.4% — would be the clearest signal to resolve the ambiguity.
Performance
Company profile
American Financial Group, Inc. operates as an insurance holding entity, primarily focusing on property and casualty coverage tailored for commercial enterprises.
Market multiples
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 4, 2026
Q4 FY26 · EPS est $3.25 · Revenue est $2.41B
View
Dividends
$1.12/shareQuarterlyAdequateAFGE pays a dividend with a 6.93% dividend yield, growing at 0.01% annually, covered 2.3× by free cash flow.
Dividend Yield
6.93%
Annual Div / Share
$1.12
TTM $7.02
5yr CAGR
+0.01%
Doubles every ~8662.2yr
Payout Ratio
60.44%
Adequate
Dividend Growth Rate
3yr CAGR
+0.01%
5yr CAGR
+0.01%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$6/mo
In 5 yrs
$6/mo
In 10 yrs
$6/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$69/yr $6/mo | $69/yr+0% $6/mo | $69/yr+0% $6/mo |
Yield-on-cost grows from 6.93% → 6.93% over 10yr
Analysis
Well-covered by free cash flow
The dividend is covered 2.3× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
No strong risk signal stands out from the latest period pair.