NYSE · AIZ
Assurant, Inc.
Financial Services · Insurance - Property & Casualty
$275.13▼ 0.81% ($2.25)today
As of 1:14 PM ET
Market cap
$13.63B
P/E
12.89
EPS (TTM)
$21.34
Next earnings
Nov 3, 2026
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 30.33% over the last year. Revenue grew 9.36% over the trailing twelve months. Operating margin moved from 7.1% to 9.86%. Free cash flow grew 47.54% over the trailing twelve months.
What the market seems to be pricing
The stock move broadly lines up with stronger business momentum, and the shares are still only around the 45th percentile of their historical P/FCF range.
What would invalidate this read
Operating margin is at 9.86%. Revenue grew 9.36% — this thesis depends on that trajectory holding. If revenue growth, margins, or free cash flow roll over while the stock keeps climbing, more of the move would be coming from multiple expansion than business progress.
Performance
Return analysis
Company profile
Assurant, Inc. operates globally, delivering essential lifestyle and housing solutions designed to secure, assist, and connect consumer acquisitions across diverse markets including North America, Latin America, Europe, and the Asia Pacific.
Market multiples
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
11
Buy
7
Hold
1
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 3, 2026
Q4 FY26 · EPS est $4.57 · Revenue est $3.48B
View
Dividends
$3.52/shareQuarterlyDividend Achiever · 21yrSafeAIZ pays a dividend with a 1.28% dividend yield, 21 consecutive years of growth, growing at 5.92% annually, covered 9.5× by free cash flow.
Dividend Yield
1.28%
Annual Div / Share
$3.52
5yr CAGR
+5.92%
Doubles every ~12.0yr
Payout Ratio
16.61%
Safe
Dividend Growth Rate
3yr CAGR
+7.93%
5yr CAGR
+5.92%
10yr CAGR
+5.82%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$1/mo
In 5 yrs
$1/mo
In 10 yrs
$2/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$13/yr $1/mo | $17/yr+33% $1/mo | $23/yr+78% $2/mo |
Yield-on-cost grows from 1.28% → 2.27% over 10yr
Analysis
Dividend Strengths
Dividend Achiever
AIZ has raised its dividend for 21 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Well-covered by free cash flow
The dividend is covered 9.5× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 5.92% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.