XETRA · ALV.DE
Allianz SE
Financial Services · Insurance - Diversified
€416.20▲ 1.02% (€4.20)at close
As of 11:37 AM ET
Market cap
€158.26B
Valuation
P/E Valuation
Verdict: expensive. Price above all scenarios.
Estimated value / share · Base
€387.62
−7%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear €387.62, Base €387.62, Bull €362.20; price used €416.20
Bear €387.62, Base €387.62, Bull €362.20; price used €416.20
- P/E multiple
- 12.6×
- Earnings basis
- Trailing EPS
EUR · Trailing earnings · Price Oct 2, 3:37 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 14.88% over the last year. Revenue grew 21.56% over the trailing twelve months. Operating margin moved from 11.19% to 10.5%.
What the market seems to be pricing
The stock is trading toward the richer end of its historical P/FCF range (94th percentile) while business metrics are improving. More of the upside is already embedded in the multiple now.
What would invalidate this read
Operating margin is at 10.5% — continued expansion would be needed to justify the premium. Revenue growth of 21.56% is encouraging, but any deceleration puts the stretched multiple at risk. This read changes if revenue, margins, and cash flow continue to improve faster than expected — in that case the richer multiple could still prove conservative.
Return analysis
Company profile
Allianz SE, encompassing its various affiliates, operates on a global scale, delivering property-casualty insurance, life and health coverage, and asset management services.
Market multiples
Stock splits
Every 1000 shares became 1121
Every 1000 shares became 1017
Every 1 shares became 10
Every 500 shares became 521
Every 250 shares became 259
Every 125 shares became 132
Every 250 shares became 263
Every 25 shares became 27
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
3
Buy
0
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 12, 2026
Q3 FY26 · EPS est €8.75 · Revenue est €39.9B
View