Reading the tape
NYSE: AMP
Ameriprise Financial, Inc.
Financial Services · Asset Management
Market Cap
$42.22B
52w High
$550.18
52w Low
$422.37
P/E
11.15
Volume
489.70K
Outstanding Shares
90.69M
Valuation Data Insufficient
The DCF model's fair value estimate is more than 3× the current stock price. This typically indicates unreliable model inputs — such as irregular cash flows or balance sheet distortions — rather than a genuine opportunity, so the valuation is not shown.
Price vs Fundamentals
Why The Stock Is Moving
Mixed / unclearLow confidence
1Y Price: -4.79%Revenue (TTM): 6.45%FCF (TTM): -74.94%P/FCF: 95th pct
What changed
The stock fell 4.79% over the last year. Revenue grew 6.45% over the trailing twelve months. Operating margin moved from 22.46% to 27.39%. Free cash flow declined 74.94% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 27.39%. A decisive move in revenue — currently up 6.45% — would be the clearest signal to resolve the ambiguity.
Company profile
Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally.
CEOJames Cracchiolo
SectorFinancial Services
IndustryAsset Management
Employees13,600
IPO dateSep 15, 2005
Valuation
Forward P/E—
EV/EBITDA8.38
Enterprise value$42.24B
Price / Book6.45
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Revenue growth8.99%
Gross margin51.65%▼0.98%vs FY2024
Operating margin27.39%▼0.32%vs FY2024
ROE54.41%▼16.37%vs FY2024
Analyst consensus
RatingBuy
Target price$514.00▲10.40%
11
Buy
10
Hold
1
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Jul 23, 2026
Q3 FY26 · EPS est $10.63 · Revenue est $4.76B
View
Dividends
$6.50/shareQuarterlyDividend Achiever · 19yrStretchedAMP pays a dividend with a 1.4% dividend yield, 19 consecutive years of growth, growing at 8.87% annually, covered 1.0× by free cash flow.
Dividend Yield
1.4%
Annual Div / Share
$6.50
5yr CAGR
+8.87%
Doubles every ~8.2yr
Payout Ratio
77.77%
Stretched
Dividend Growth Rate
3yr CAGR
+8.42%
5yr CAGR
+8.87%
10yr CAGR
+8.94%
Dividend Safety
3/10Stretched
Dividend History
Annualized dividend cycles per share
YearAnnual DivYoY
2026$6.50+7.6%
2025$6.04+9.2%
2024$5.53+8.4%
2023$5.10+9.9%
2022$4.64+9.2%
2021$4.25+7.6%
2020$3.95+7.6%
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$14/yr
$1/mo
In 5 yrs
$21/yr+53%
$2/mo
In 10 yrs
$33/yr+134%
$3/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$14/yr $1/mo | $21/yr+53% $2/mo | $33/yr+134% $3/mo |
Yield-on-cost grows from 1.4% → 3.27% over 10yr
Analysis
Dividend Strengths
Dividend Achiever
AMP has raised its dividend for 19 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Strong dividend growth rate
The 5-year CAGR of 8.87% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
Dividend exceeds free cash flow
Free cash flow covers only 0.96× the dividend. The company is paying out more than it generates in cash, which is unsustainable without borrowing or asset sales.
Congressional Activity
Congress Trades in AMP
STOCK Act disclosures from senators and representatives.
Lizzie Fletcher
TXhouseDemocratSale2026-04-08$1,001 - $15,000+23d to disclose