NYSE · AXP
American Express Company
Financial Services · Financial - Credit Services
$311.48▼ 0.30% ($0.95)at close
After hours$311.96▲ 0.15%8:00 PM ET
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 7.39% over the last year. Revenue grew 9.38% over the trailing twelve months. Operating margin moved from 16.71% to 27.18%. Free cash flow grew 35.69% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 27.18%. A decisive move in revenue — currently up 9.38% — would be the clearest signal to resolve the ambiguity.
Performance
Return analysis
Company profile
Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings.
Market multiples
Stock splits
Every 8753 shares became 10000
Every 1 shares became 3
Every 353 shares became 400
Every 1 shares became 2
Every 2 shares became 3
Every 3 shares became 4
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
23
Buy
30
Hold
4
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 23, 2026
Q4 FY26 · EPS est $4.57 · Revenue est $20.14B
View
Dividends
$3.54/shareQuarterlyDividend Aristocrat · 33yrAXP pays a dividend with a 1.14% dividend yield, 33 consecutive years of growth.
Dividend Yield
1.14%
Annual Div / Share
$3.54
5yr CAGR
+15.53%
Payout Ratio
21.12%
Bank — specialized metrics apply
Dividend Growth Rate
3yr CAGR
+16.48%
5yr CAGR
+15.53%
10yr CAGR
+11.8%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$1/mo
In 5 yrs
$1/mo
In 10 yrs
$1/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$11/yr $1/mo | $11/yr $1/mo | $11/yr $1/mo |
5yr and 10yr income use the current dividend with no growth assumption because bank payout growth depends on earnings cycles, regulation, and capital policy.
Analysis
Dividend Strengths
Dividend Aristocrat
AXP has raised its dividend for 33 consecutive years — qualifying as a Dividend Aristocrat, demonstrating long-term commitment to shareholder income.
Risks to Watch
No strong risk signal stands out from the latest period pair.