NYSE · AXP
American Express Company
Financial Services · Financial - Credit Services
$319.11▼ 1.42% ($4.60)at close
After hours$319.42▲ 0.10%7:15 PM ET
Valuation
P/E Valuation
Verdict: cheap. Price below all scenarios.
Estimated value / share · Base
$337.94
+6%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear $358.92, Base $337.94, Bull $327.55; price used $319.11
Bear $358.92, Base $337.94, Bull $327.55; price used $319.11
- P/E multiple
- 18.6×
- Earnings basis
- Trailing EPS
USD · Trailing earnings · Price Oct 30, 8:00 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 11.08% over the last year. Income grew 11.58% over the trailing twelve months. Operating margin moved from 20.62% to 32.33%.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 32.33%. A decisive move in income — currently up 11.58% — would be the clearest signal to resolve the ambiguity.
Return analysis
Company profile
Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings.
Market multiples
Stock splits
Every 8753 shares became 10000
Every 1 shares became 3
Every 353 shares became 400
Every 1 shares became 2
Every 2 shares became 3
Every 3 shares became 4
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
23
Buy
30
Hold
4
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Actuals vs estimates by quarter, or any quarter against the same one a year earlier.
Next report
Jan 29, 2027
Q4 FY26 · EPS est $4.30 · Revenue est $20.8B
Same quarter, year over year
FY26 YTD +13.7%Each cell vs the same quarter a year earlier (the cell below) · Q1–Q3 combined $13.49 vs $11.86 · all 3 quarters up
Q1
Q2
Q3
Q4
FY total
FY26
—
FY25
FY24
FY23
—
—
—
—
Fiscal year totals
- FY25
- $15.39
- +15.3%
- FY24
- $13.35
- —
Q3 FY26
Reported Oct 23, 2026 · Latest
HoverTap a cell to inspect
Actual
$4.68
Estimate
$4.50
Year over year
+13.0%
Vs prior quarter
+3.3%
Institutional Sentiment
American Express Company · AXP
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.