NSE · BAJFINANCE.NS

Bajaj Finance Limited

Financial Services · Financial - Credit Services

₹948.30▼ 1.16% (₹11.10)at close

As of 5:45 AM ET

52-week

₹787.90₹1,176.40

Market cap

₹5.90T

Valuation

P/E Valuation

Estimated value / share · Base

₹1,137.51

+20%

+20%vs price used ₹948.30

INR · Trailing earnings · Price Oct 1, 9:45 AM UTC

Price vs. estimate range

Assumption scenarios, not confidence intervals

P/E multiple: 34.9×
Earnings basis: Trailing EPS

INR · Trailing earnings · Price Oct 1, 9:45 AM UTC

P/E scenarios apply a multiple to trailing EPS. They are not editable; choose Bear, Base or Bull above.

Current P/E

29.1×

Market multiple

Fair-value P/E

34.9×

5-Year Avg P/E

Fair value / share

₹1,137.51

P/E based estimate

Price vs Fundamentals

Why The Stock Is Moving

Mixed / unclearLow confidence

1Y Price: -3.99%Income (TTM): 16.04%P/E: 9th pct

What changed

The stock fell 3.99% over the last year. Income grew 16.04% over the trailing twelve months. Operating margin moved from 52.29% to 61.39%.

What the market seems to be pricing

The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.

What would invalidate this read

Operating margin currently stands at 61.39%. A decisive move in income — currently up 16.04% — would be the clearest signal to resolve the ambiguity.

Return analysis

Company profile

Bajaj Finance Limited, an Indian non-banking financial institution based in Pune, was founded in 1987 and operates as a subsidiary of Bajaj Finserv Limited.

CEORajeev A. Jain

SectorFinancial Services

IndustryFinancial - Credit Services

Employees71,613

IPO dateJul 1, 2002

https://www.aboutbajajfinserv.com/finance-about-us

Market multiples

Forward P/E—

EV/EBITDA (FY2026 year-end)31.65

Enterprise value (FY2026 year-end)$8.49T

Price / Book (FY2026 year-end)5.17

Stock splits

Jun 16, 2025↑ Forward

Every 1 shares became 2

+100%

Sep 8, 2016↑ Forward

Every 1 shares became 5

+400%

Jan 23, 2013↑ Forward

Every 1000 shares became 1029

+3%

Nov 13, 2006↑ Forward

Every 1000 shares became 1093

+9%

Profitability & growth

Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.

Income growth (Q1 FY27 YoY)14.8%

Gross margin (TTM)N/A

Operating margin (FY2026)74.6%▲22.5ppvs FY2025

ROE (TTM to Jun 2026)N/A

Analyst consensus

Rating—

Target price—

Analyst ratings tend to be lagging indicators. Use as one signal among many.

Earnings

Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.

Next report

Oct 27, 2026

Q2 FY27 · EPS est ₹10.04 · Revenue est ₹160.54B

View

NSE · BAJFINANCE.NS

Bajaj Finance Limited

Financial Services · Financial - Credit Services

₹948.30▼ 1.16% (₹11.10)at close

As of 5:45 AM ET

52-week

₹787.90₹1,176.40

Market cap

₹5.90T

Valuation

P/E Valuation

Estimated value / share · Base

₹1,137.51

+20%

+20%vs price used ₹948.30

INR · Trailing earnings · Price Oct 1, 9:45 AM UTC

Price vs. estimate range

Assumption scenarios, not confidence intervals

P/E multiple: 34.9×
Earnings basis: Trailing EPS

INR · Trailing earnings · Price Oct 1, 9:45 AM UTC

P/E scenarios apply a multiple to trailing EPS. They are not editable; choose Bear, Base or Bull above.

Current P/E

29.1×

Market multiple

Fair-value P/E

34.9×

5-Year Avg P/E

Fair value / share

₹1,137.51

P/E based estimate

Price vs Fundamentals

Why The Stock Is Moving

Mixed / unclearLow confidence

1Y Price: -3.99%Income (TTM): 16.04%P/E: 9th pct

What changed

The stock fell 3.99% over the last year. Income grew 16.04% over the trailing twelve months. Operating margin moved from 52.29% to 61.39%.

What the market seems to be pricing

What would invalidate this read

Operating margin currently stands at 61.39%. A decisive move in income — currently up 16.04% — would be the clearest signal to resolve the ambiguity.

Return analysis

Company profile

Bajaj Finance Limited, an Indian non-banking financial institution based in Pune, was founded in 1987 and operates as a subsidiary of Bajaj Finserv Limited.

CEORajeev A. Jain

SectorFinancial Services

IndustryFinancial - Credit Services

Employees71,613

IPO dateJul 1, 2002

https://www.aboutbajajfinserv.com/finance-about-us

Market multiples

Forward P/E—

EV/EBITDA (FY2026 year-end)31.65

Enterprise value (FY2026 year-end)$8.49T

Price / Book (FY2026 year-end)5.17

Stock splits

Jun 16, 2025↑ Forward

Every 1 shares became 2

+100%

Sep 8, 2016↑ Forward

Every 1 shares became 5

+400%

Jan 23, 2013↑ Forward

Every 1000 shares became 1029

+3%

Nov 13, 2006↑ Forward

Every 1000 shares became 1093

+9%

Profitability & growth

Income growth (Q1 FY27 YoY)14.8%

Gross margin (TTM)N/A

Operating margin (FY2026)74.6%▲22.5ppvs FY2025

ROE (TTM to Jun 2026)N/A

Analyst consensus

Rating—

Target price—

Analyst ratings tend to be lagging indicators. Use as one signal among many.

Earnings

Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.

Next report

Oct 27, 2026

Q2 FY27 · EPS est ₹10.04 · Revenue est ₹160.54B

View