NYSE: BMO
Bank of Montreal
Financial Services · Banks - Diversified
Market Cap
$120.87B
52w High
$187.22
52w Low
$118.47
P/E
13.07
Volume
120.23K
Outstanding Shares
700.42M
Performance
Return analysis
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 45.21% over the last year. Revenue declined 0.83% over the trailing twelve months. Operating margin moved from 14.66% to 15.84%. Free cash flow grew 1,577.05% over the trailing twelve months.
What the market seems to be pricing
The stock is trading toward the richer end of its historical P/FCF range (67th percentile) while business metrics are improving. More of the upside is already embedded in the multiple now.
What would invalidate this read
Operating margin is at 15.84% — continued expansion would be needed to justify the premium. This read changes if revenue, margins, and cash flow continue to improve faster than expected — in that case the richer multiple could still prove conservative.
Company profile
Bank of Montreal engages in the provision of diversified financial services primarily in North America.
Valuation
Stock splits
Every 1 shares became 2
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
8
Buy
8
Hold
2
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Dec 3, 2026
Q4 FY26 · EPS est $2.69 · Revenue est $7.16B
View
Dividends
$4.91/shareQuarterly6yr growth streakBMO pays a dividend with a 2.84% declared yield, 6 consecutive years of growth.
Declared Yield
2.84%
Annual Div / Share
$4.91
TTM $6.68
5yr CAGR
+7.61%
Payout Ratio
55.92%
Bank — specialized metrics apply
Dividend Growth Rate
3yr CAGR
+4.52%
5yr CAGR
+7.61%
10yr CAGR
+6.74%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$2/mo
In 5 yrs
$2/mo
In 10 yrs
$2/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$28/yr $2/mo | $28/yr $2/mo | $28/yr $2/mo |
5yr and 10yr income use the current dividend with no growth assumption because bank payout growth depends on earnings cycles, regulation, and capital policy.