Reading the tape
NASDAQ: BUSE
First Busey Corporation
Financial Services · Banks - Regional
Market Cap
$2.28B
52w High
$27.65
52w Low
$21.41
P/E
11.02
Volume
427.66K
Outstanding Shares
85.50M
Price vs Fundamentals
Why The Stock Is Moving
Optimism is getting priced inHigh confidence
1Y Price: 20.35%Revenue (TTM): 62.88%FCF (TTM): 16.04%P/FCF: 92nd pct
What changed
The stock rose 20.35% over the last year. Revenue grew 62.88% over the trailing twelve months. Operating margin moved from 12.42% to 25.19%. Free cash flow grew 16.04% over the trailing twelve months.
What the market seems to be pricing
The stock is trading toward the richer end of its historical P/FCF range (92nd percentile) while business metrics are improving. More of the upside is already embedded in the multiple now.
What would invalidate this read
Operating margin is at 25.19% — continued expansion would be needed to justify the premium. Revenue growth of 62.88% is encouraging, but any deceleration puts the stretched multiple at risk. This read changes if revenue, margins, and cash flow continue to improve faster than expected — in that case the richer multiple could still prove conservative.
Company profile
First Busey Corporation operates as the bank holding company for Busey Bank that provides retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States.
CEOVan A. Dukeman
SectorFinancial Services
IndustryBanks - Regional
Employees1,965
IPO dateOct 6, 1998
Valuation
Forward P/E—
EV/EBITDA11.87
Enterprise value$2.43B
Price / Book0.92
Stock splits
Sep 8, 2015↓ Reverse
Every 3 shares became 1
Aug 4, 2004↑ Forward
Every 2 shares became 3
Aug 4, 1998↑ Forward
Every 1 shares became 2
May 8, 1996↑ Forward
Every 2 shares became 3
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Income growth134.15%
Gross marginN/A
Operating margin27.99%▼17.32%vs FY2024
ROE5.48%▼33.34%vs FY2024
Analyst consensus
RatingHold
Target price$29.00▲8.98%
4
Buy
7
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Jul 28, 2026
Q3 FY26 · EPS est $0.64 · Revenue est $197.84M
View
Dividends
$1.02/shareQuarterlyDividend Achiever · 12yrBUSE pays a dividend with a 3.83% dividend yield, 12 consecutive years of growth.
Dividend Yield
3.83%
Annual Div / Share
$1.02
5yr CAGR
+2.59%
Payout Ratio
35.67%
Bank — specialized metrics apply
Dividend Growth Rate
3yr CAGR
+2.82%
5yr CAGR
+2.59%
10yr CAGR
+4.9%
Dividend History
Annual dividends paid per share
YearAnnual DivYoY
2025$1.00+4.2%
2024$0.96+0.0%
2023$0.96+4.3%
2022$0.92+0.0%
2021$0.92+4.5%
2020$0.88+4.8%
2019$0.84+5.0%
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$38/yr
$3/mo
In 5 yrs
$38/yr
$3/mo
In 10 yrs
$38/yr
$3/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$38/yr $3/mo | $38/yr $3/mo | $38/yr $3/mo |
5yr and 10yr income use the current dividend with no growth assumption because bank payout growth depends on earnings cycles, regulation, and capital policy.
Analysis
Dividend Strengths
Dividend Achiever
BUSE has raised its dividend for 12 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Risks to Watch
No strong risk signal stands out from the latest period pair.