NASDAQ · CASH
Pathward Financial, Inc.
Financial Services · Banks - Regional
$79.18▲ 0.10% ($0.08)at close
As of 4:00 PM ET
Market cap
$1.67B
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 3.21% over the last year. Revenue grew 20.31% over the trailing twelve months. Operating margin moved from 31.74% to 26.21%. Free cash flow grew 433.81% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 26.21%. A decisive move in revenue — currently up 20.31% — would be the clearest signal to resolve the ambiguity.
Performance
Return analysis
Company profile
Pathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States.
Market multiples
Stock splits
Every 1 shares became 3
Every 2 shares became 3
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
8
Buy
1
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 20, 2026
Q4 FY26 · EPS est $1.63 · Revenue est $179.1M
View
Dividends
$0.20/shareQuarterlyDividend Aristocrat · 31yrEx-div Sep 10, 2026 · in 0dCASH pays a dividend with a 0.25% declared yield, 31 consecutive years of growth.
Declared Yield
0.25%
Annual Div / Share
$0.20
5yr CAGR
+0%
Payout Ratio
2.51%
Bank — specialized metrics apply
Dividend Growth Rate
3yr CAGR
+0%
5yr CAGR
+0%
10yr CAGR
+1.44%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$0/mo
In 5 yrs
$0/mo
In 10 yrs
$0/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$3/yr $0/mo | $3/yr $0/mo | $3/yr $0/mo |
5yr and 10yr income use the current dividend with no growth assumption because bank payout growth depends on earnings cycles, regulation, and capital policy.
Analysis
Dividend Strengths
Dividend Aristocrat
CASH has raised its dividend for 31 consecutive years — qualifying as a Dividend Aristocrat, demonstrating long-term commitment to shareholder income.
Risks to Watch
No strong risk signal stands out from the latest period pair.