Reading the tape
NYSE: CB
Chubb Limited
Financial Services · Insurance - Property & Casualty
Market Cap
$126.53B
52w High
$345.67
52w Low
$264.10
P/E
11.39
Volume
1.25M
Outstanding Shares
387.86M
Price vs Fundamentals
Why The Stock Is Moving
Fundamentals are supporting the moveModerate confidence
1Y Price: 15.15%Revenue (TTM): 8.03%FCF (TTM): 9.43%P/FCF: 50th pct
What changed
The stock rose 15.15% over the last year. Revenue grew 8.03% over the trailing twelve months. Operating margin moved from 18.52% to 18.61%. Free cash flow grew 9.43% over the trailing twelve months.
What the market seems to be pricing
The stock move broadly lines up with stronger business momentum, and the shares are still only around the 50th percentile of their historical P/FCF range.
What would invalidate this read
Operating margin is at 18.61%. Revenue grew 8.03% — this thesis depends on that trajectory holding. If revenue growth, margins, or free cash flow roll over while the stock keeps climbing, more of the move would be coming from multiple expansion than business progress.
Company profile
Chubb Limited provides insurance and reinsurance products worldwide.
CEOEvan G. Greenberg
SectorFinancial Services
IndustryInsurance - Property & Casualty
Employees43,000
IPO dateMar 25, 1993
Valuation
Forward P/E—
EV/EBITDA9.86
Enterprise value$139.13B
Price / Book1.72
Stock splits
Apr 19, 2006↓ Reverse
Every 2 shares became 1
Mar 3, 1998↑ Forward
Every 1 shares became 3
May 6, 1996↓ Reverse
Every 2 shares became 1
May 31, 1990↑ Forward
Every 1 shares became 2
Oct 25, 1985↑ Forward
Every 2 shares became 3
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Revenue growth10.26%
Gross margin35.2%▲2.25%vs FY2024
Operating margin18.61%▲6.95%vs FY2024
ROE13.98%▼3.48%vs FY2024
Analyst consensus
RatingBuy
Target price$344.33▲5.55%
23
Buy
18
Hold
2
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Jul 28, 2026
Q3 FY26 · EPS est $6.70 · Revenue est $15.1B
View
Dividends
$3.88/shareQuarterly9yr growth streakSafeCB pays a dividend with a 1.19% dividend yield, 9 consecutive years of growth, growing at 4.33% annually, covered 9.7× by free cash flow.
Dividend Yield
1.19%
Annual Div / Share
$3.88
5yr CAGR
+4.33%
Doubles every ~16.3yr
Payout Ratio
13.44%
Safe
Dividend Growth Rate
3yr CAGR
+5.1%
5yr CAGR
+4.33%
10yr CAGR
+0.05%
Dividend Safety
10/10Safe
Dividend History
Annual dividends paid per share
YearAnnual DivYoY
2025$3.82+6.4%
2024$3.59+5.3%
2023$3.41+3.6%
2022$3.29+3.5%
2021$3.18+2.9%
2020$3.09+3.7%
2019$2.98+2.8%
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$12/yr
$1/mo
In 5 yrs
$15/yr+24%
$1/mo
In 10 yrs
$18/yr+53%
$2/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$12/yr $1/mo | $15/yr+24% $1/mo | $18/yr+53% $2/mo |
Yield-on-cost grows from 1.19% → 1.82% over 10yr
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 9.7× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Risks to Watch
No strong risk signal stands out from the latest period pair.
Congressional Activity
Congress Trades in CB
STOCK Act disclosures from senators and representatives.
Jared Moskowitz
FLhouseDemocratPurchase2026-03-31$1,001 - $15,000+31d to disclose
Thomas H. Kean
NJhouseRepublicanSale2026-03-26$15,001 - $50,000+19d to disclose