NASDAQ: CHYM
Chime Financial, Inc. Class A Common Stock
Financial Services · Banks - Regional
After hours: $32.14(+0.37%) · as of 7:54 PM ET
Market Cap
$12.20B
52w High
$33.41
52w Low
$15.88
P/E
-564.73
Volume
5.17M
Outstanding Shares
381.02M
Performance
Monthly returns
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 9.47% over the last year. Revenue grew 21.62% over the trailing twelve months. Operating margin moved from -50.38% to -2.16%. Free cash flow grew 449.91% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at -2.16%. A decisive move in revenue — currently up 21.62% — would be the clearest signal to resolve the ambiguity.
Company profile
Chime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
12
Buy
1
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 4, 2026
Q4 FY26 · EPS est $0.06 · Revenue est $686.01M
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