NYSE · CNA
Financial Services · Insurance - Property & Casualty
$48.02▼ 0.37% ($0.18)at close
As of 4:00 PM ET
Market cap
$12.99B
P/E
Price used
$48.02
Estimated value / share
$50.78
Base scenario
This estimate is 5.74% above the price used.
P/E 10.2× · Trailing EPS
Assumption scenarios, not statistical confidence intervals.
Estimated from earnings per share and the selected price-to-earnings multiple.
DCF is unreliable for insurance companies — insurance float and investment income distort standard cash flow models. Price-to-Book is a more common valuation approach.
CNA
Price vs Fundamentals
The stock rose 3.49% over the last year. Revenue grew 4.46% over the trailing twelve months. Operating margin moved from 7.73% to 10.85%. Free cash flow declined 11.67% over the trailing twelve months.
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
Operating margin currently stands at 10.85%. A decisive move in revenue — currently up 4.46% — would be the clearest signal to resolve the ambiguity.
Performance
Company profile
CNA Financial Corporation is a prominent insurer primarily serving the United States market, specializing in commercial property and casualty solutions.
Market multiples
Stock splits
Every 1000 shares became 1023
Every 1 shares became 3
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
2
Buy
4
Hold
1
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 2, 2026
Q4 FY26 · EPS est $1.19 · Revenue est $3.02B
View
Dividends
$3.90/shareQuarterly3yr growth streakAdequateCNA pays a dividend with a 8.12% dividend yield, 3 consecutive years of growth, growing at 11.53% annually, covered 2.3× by free cash flow.
Dividend Yield
8.12%
Annual Div / Share
$3.90
5yr CAGR
+11.53%
Doubles every ~6.4yr
Payout Ratio
78.65%
Adequate
Dividend Growth Rate
3yr CAGR
+10.89%
5yr CAGR
+11.53%
10yr CAGR
+2.66%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$7/mo
In 5 yrs
$12/mo
In 10 yrs
$20/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$81/yr $7/mo | $140/yr+73% $12/mo | $242/yr+198% $20/mo |
Yield-on-cost grows from 8.12% → 24.19% over 10yr
Analysis
Well-covered by free cash flow
The dividend is covered 2.3× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 11.53% meaningfully outpaces inflation, compounding real income growth for long-term holders.
No strong risk signal stands out from the latest period pair.
9.67
EPS (TTM)
$4.97
Next earnings
Nov 2, 2026