NYSE: COF
Capital One Financial Corporation
Financial Services · Financial - Credit Services
After hours: $217.68(-0%) · as of 4:19 PM ET
Market Cap
$133.54B
52w High
$259.64
52w Low
$174.24
P/E
12.85
Volume
4.11M
Outstanding Shares
613.49M
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 3.25% over the last year. Revenue grew 36.91% over the trailing twelve months. Operating margin moved from -0.91% to 21.02%. Free cash flow grew 76.68% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 21.02%. A decisive move in revenue — currently up 36.91% — would be the clearest signal to resolve the ambiguity.
Company profile
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company.
Valuation
Stock splits
Every 1 shares became 3
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
36
Buy
17
Hold
4
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 20, 2026
Q4 FY26 · EPS est $5.37 · Revenue est $16.28B
View
Dividends
$3.20/shareQuarterly6yr growth streakEx-div Aug 17, 2026 · in 14dSafeCOF pays a dividend with a 1.47% declared yield, 6 consecutive years of growth, growing at 8.79% annually, covered 14.8× by free cash flow.
Declared Yield
1.47%
Annual Div / Share
$3.20
TTM $3.00
5yr CAGR
+8.79%
Doubles every ~8.2yr
Payout Ratio
3.69%
Safe
Dividend Growth Rate
3yr CAGR
+10.06%
5yr CAGR
+8.79%
10yr CAGR
+7.18%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$1/mo
In 5 yrs
$2/mo
In 10 yrs
$3/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$15/yr $1/mo | $22/yr+52% $2/mo | $34/yr+132% $3/mo |
Yield-on-cost grows from 1.47% → 3.41% over 10yr
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 14.8× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 8.79% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.