NYSE · COF
Capital One Financial Corporation
Financial Services · Financial - Credit Services
$202.04▼ 0.57% ($1.15)at close
After hours$202.25▲ 0.10%7:19 PM ET
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 10.45% over the last year. Revenue grew 36.91% over the trailing twelve months. Operating margin moved from -0.91% to 21.02%. Free cash flow grew 76.68% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 21.02%. A decisive move in revenue — currently up 36.91% — would be the clearest signal to resolve the ambiguity.
Performance
Return analysis
Company profile
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company.
Market multiples
Stock splits
Every 1 shares became 3
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
36
Buy
17
Hold
4
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 20, 2026
Q4 FY26 · EPS est $5.40 · Revenue est $16.28B
View
Dividends
$3.20/shareQuarterly6yr growth streakCOF pays a dividend with a 1.58% dividend yield, 6 consecutive years of growth.
Dividend Yield
1.58%
Annual Div / Share
$3.20
5yr CAGR
+8.79%
Payout Ratio
3.69%
Bank — specialized metrics apply
Dividend Growth Rate
3yr CAGR
+10.06%
5yr CAGR
+8.79%
10yr CAGR
+7.18%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$1/mo
In 5 yrs
$1/mo
In 10 yrs
$1/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$16/yr $1/mo | $16/yr $1/mo | $16/yr $1/mo |
5yr and 10yr income use the current dividend with no growth assumption because bank payout growth depends on earnings cycles, regulation, and capital policy.