NASDAQ · ERIE
Erie Indemnity Company
Financial Services · Insurance - Property & Casualty
$240.40▼ 1.41% ($3.43)at close
After hours$238.01▼ 0.99%7:30 PM ET
Market cap
$11.10B
P/E
21.79
Volume
162.61K
Shares outstanding
46.19M
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 27.15% over the last year. Revenue grew 3.71% over the trailing twelve months. Operating margin moved from 17.58% to 17.91%. Free cash flow declined 1.94% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 17.91%. A decisive move in revenue — currently up 3.71% — would be the clearest signal to resolve the ambiguity.
Performance
Return analysis
Company profile
Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States.
Market multiples
Stock splits
Every 1 shares became 3
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 29, 2026
Q4 FY26 · EPS est $3.41 · Revenue est $1.09B
View
Dividends
$5.85/shareQuarterly5yr growth streakEx-div Oct 5, 2026 · in 25dSafeERIE pays a dividend with a 2.43% declared yield, 5 consecutive years of growth, growing at 7.16% annually, covered 2.2× by free cash flow.
Declared Yield
2.43%
Annual Div / Share
$5.85
5yr CAGR
+7.16%
Doubles every ~10.0yr
Payout Ratio
45.64%
Safe
Dividend Growth Rate
3yr CAGR
+7.11%
5yr CAGR
+7.16%
10yr CAGR
+7%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$2/mo
In 5 yrs
$3/mo
In 10 yrs
$4/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$24/yr $2/mo | $34/yr+41% $3/mo | $49/yr+100% $4/mo |
Yield-on-cost grows from 2.43% → 4.86% over 10yr
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 2.2× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 7.16% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.