NASDAQ: FCNCA
First Citizens BancShares, Inc.
Financial Services · Banks - Regional
After hours: $2,194.07(0%) · as of 7:30 PM ET
Market Cap
$24.99B
52w High
$2,296.30
52w Low
$1,623.76
P/E
10.75
Volume
42.89K
Outstanding Shares
11.39M
Performance
Return analysis
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 9.51% over the last year. Revenue declined 1.29% over the trailing twelve months. Operating margin moved from 20.64% to 21.88%. Free cash flow grew 66.19% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 21.88%. A decisive move in revenue — currently down 1.29% — would be the clearest signal to resolve the ambiguity.
Company profile
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
2
Buy
9
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 22, 2026
Q4 FY26 · EPS est $45.77 · Revenue est $2.26B
View
Dividends
$8.40/shareQuarterlyDividend Aristocrat · 39yrEx-div Aug 31, 2026 · in 2dFCNCA pays a dividend with a 0.38% declared yield, 39 consecutive years of growth.
Declared Yield
0.38%
Annual Div / Share
$8.40
5yr CAGR
+34.9%
Payout Ratio
7.86%
Bank — specialized metrics apply
Dividend Growth Rate
3yr CAGR
+40.95%
5yr CAGR
+34.9%
10yr CAGR
+21.48%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$0/mo
In 5 yrs
$0/mo
In 10 yrs
$0/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$4/yr $0/mo | $4/yr $0/mo | $4/yr $0/mo |
5yr and 10yr income use the current dividend with no growth assumption because bank payout growth depends on earnings cycles, regulation, and capital policy.
Analysis
Dividend Strengths
Dividend Aristocrat
FCNCA has raised its dividend for 39 consecutive years — qualifying as a Dividend Aristocrat, demonstrating long-term commitment to shareholder income.
Risks to Watch
No strong risk signal stands out from the latest period pair.