NYSE · FICO
Fair Isaac Corporation
Technology · Software - Application
$657.55▼ 21.80% ($183.34)today
As of 10:02 AM ET
Market cap
$14.20B
P/E
Valuation
Revenue & margin DCF
Verdict: fairly priced. Price above Base.
The price needs 14.8% revenue growth a year for 10 years. Our scenarios assume 7.7–13.3%.
That's 1.4× its past 4-year pace.
Value per share
Base case
$443.12
Price used $657.55 is 48% above this
USD · TTM ending Jun 30, 2026 · Price Sep 29, 2:02 PM UTC
Revenue each value needs
Revenue today $2.4B. The price needs $9.5B by 2036. Base case: $6.6B. At its recent pace: $6.7B. Bear to Bull: $5B to $8.3B.
Revenue today $2.4B. The price needs $9.5B by 2036. Base case: $6.6B. At its recent pace: $6.7B. Bear to Bull: $5B to $8.3B.
Revenue in 2036
today $2.4B
+$2.9Bmore than the Base case · 1.4×
Value per share · Base case
$443.12
Price $657.55
48% above this
- 10-yr revenue CAGR
- 10.6%
- Ending operating margin
- 30.0%
- Discount rate
- 10.2%
USD · TTM ending Jun 30, 2026 · Price Sep 29, 2:02 PM UTC
What each scenario assumes. Click a column to start from it.
Price vs Fundamentals
Why The Stock Is Moving
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
What changed
The stock fell 56.2% over the last year. Revenue grew 24.09% over the trailing twelve months. Operating margin moved from 45.87% to 51.65%. Free cash flow grew 33.17% over the trailing twelve months.
What the market seems to be pricing
Visible fundamentals weakened far less than the stock price, and the shares now sit around the 0th percentile of their historical P/FCF range. That looks more like a rerating of the multiple than a collapse in the business.
What would invalidate this read
This read changes if operating margin (currently 51.65%) continues to decline, or if revenue growth turns negative. The bull case requires the business to hold its current trajectory.
Return analysis
Company profile
Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes.
Market multiples
Stock splits
Every 2 shares became 3
Every 2 shares became 3
Every 2 shares became 3
Every 1 shares became 2
Profitability & growth
Analyst consensus
16
Buy
4
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 4, 2026
Q4 FY26 · EPS est $11.08 · Revenue est $664.02M
View
Institutional Sentiment
Fair Isaac Corporation · FICO
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.