NASDAQ · FISV
Fiserv, Inc.
Technology · Information Technology Services
$50.02▲ 3.18% ($1.54)at close
After hours$49.71▼ 0.61%7:59 PM ET
Valuation
Revenue & margin DCF
Verdict: cheap. Price below all scenarios.
The price holds with revenue shrinking 3.8% a year for 10 years. Our scenarios assume 1.5–4.4%.
That's below its past 4-year pace of 6.9%.
Value per share
Base case
$111.29
Price used $50.02 is 55% below this
USD · TTM ending Jun 30, 2026 · Price Oct 30, 8:00 PM UTC
Revenue each value needs
Revenue today $20.9B. The price needs $14.2B by 2036. Base case: $25.8B. At its recent pace: $40.7B. Bear to Bull: $24.3B to $32.1B.
Revenue today $20.9B. The price needs $14.2B by 2036. Base case: $25.8B. At its recent pace: $40.7B. Bear to Bull: $24.3B to $32.1B.
Revenue in 2036
today $20.9B
−$11.6Bless than the Base case
Value per share · Base case
$111.29
Price $50.02
55% below this
- 10-yr revenue CAGR
- 2.1%
- Ending operating margin
- 21.4%
- Discount rate
- 6.4%
USD · TTM ending Jun 30, 2026 · Price Oct 30, 8:00 PM UTC
What each scenario assumes. Click a column to start from it.
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 23.27% over the last year. Revenue declined 1.17% over the trailing twelve months. Operating margin moved from 30.13% to 21.37%. Free cash flow declined 23.87% over the trailing twelve months.
What the market seems to be pricing
The market is reacting to weaker business momentum more than just compressing the valuation multiple. Even if the shares already screen cheap on P/FCF, investors are still discounting lower future earnings power.
What would invalidate this read
Operating margin stands at 21.37%. Revenue declined 1.17% — this read reverses if that trend stabilizes. Free cash flow fell 23.87% — a return toward positive territory would undermine the deterioration thesis. If margins and cash flow stabilize while the stock stays depressed, the gap shifts from fundamental damage toward pure multiple compression.
Return analysis
Company profile
Fiserv, Inc. is a global provider of technology solutions for payments and financial services.
Market multiples
Stock splits
Every 1 shares became 2
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Every 2 shares became 3
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Every 2 shares became 3
Profitability & growth
Analyst consensus
33
Buy
28
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Actuals vs estimates by quarter, or any quarter against the same one a year earlier.
Next report
Nov 3, 2026
Q3 FY26 · EPS est $1.72 · Revenue est $4.8B
Same quarter, year over year
FY26 YTD -21.3%Each cell vs the same quarter a year earlier (the cell below) · Q1–Q2 combined $3.63 vs $4.61 · 0 of 2 quarters up
Q1
Q2
Q3
Q4
FY total
FY26
—
—
FY25
FY24
FY23
—
—
—
Fiscal year totals
- FY25
- $8.64
- -2.0%
- FY24
- $8.82
- —
Q2 FY26
Reported Aug 6, 2026 · Latest
HoverTap a cell to inspect
Actual
$1.84
Estimate
$1.91
Year over year
-25.5%
Vs prior quarter
+2.8%
Institutional Sentiment
Fiserv, Inc. · FISV
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.