Reading the tape
NYSE: FOA
Finance Of America Companies Inc.
Financial Services · Financial - Credit Services
Market Cap
$204.99M
52w High
$29.58
52w Low
$15.77
P/E
3.53
Volume
26.60K
Outstanding Shares
10.15M
Price vs Fundamentals
Why The Stock Is Moving
Mixed / unclearLow confidence
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
1Y Price: -0.05%Revenue (TTM): -11.69%FCF (TTM): -1.4%P/E: 88th pct
What changed
The stock fell 0.05% over the last year. Revenue declined 11.69% over the trailing twelve months. Operating margin moved from 2.2% to 32.35%. Free cash flow declined 1.4% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly weakening underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 32.35%. A decisive move in revenue — currently down 11.69% — would be the clearest signal to resolve the ambiguity.
Company profile
Finance of America Companies Inc. operates a consumer lending platform in the United States.
CEOGraham A. Fleming
SectorFinancial Services
IndustryFinancial - Credit Services
Employees751
IPO dateApr 18, 2019
Valuation
Forward P/E—
EV/EBITDA16.12
Enterprise value$30.11B
Price / Book0.63
Stock splits
Jul 26, 2024↓ Reverse
Every 10 shares became 1
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Revenue growth-79.12%
Gross margin44.76%▲216.64%vs FY2024
Operating margin32.35%▲2846.76%vs FY2024
ROE13.97%▲130.23%vs FY2024
Analyst consensus
RatingHold
Target price$29.50▲46.04%
2
Buy
3
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
May 5, 2026
Q2 FY26 · EPS est $0.84 · Revenue est $115.31M
View