Reading the tape
NASDAQ: FSEA
First Seacoast Bancorp
Financial Services · Banks - Regional
Market Cap
$55.14M
52w High
$15.00
52w Low
$10.13
P/E
-51.08
Volume
7.14K
Outstanding Shares
4.70M
Price vs Fundamentals
Why The Stock Is Moving
Mixed / unclearLow confidence
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
1Y Price: 5.77%Revenue (TTM): 7.7%FCF (TTM): 109.92%P/FCF: 93rd pct
What changed
The stock rose 5.77% over the last year. Revenue grew 7.7% over the trailing twelve months. Operating margin moved from 0.05% to 0%. Free cash flow grew 109.92% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 0%. A decisive move in revenue — currently up 7.7% — would be the clearest signal to resolve the ambiguity.
Company profile
First Seacoast Bancorp operates as a holding company for First Seacoast Bank that provides various banking products and services for individuals and businesses.
CEOJames R. Brannen
SectorFinancial Services
IndustryBanks - Regional
Employees75
IPO dateJul 17, 2019
Valuation
Forward P/E—
EV/EBITDA-79.57
Enterprise value$92.78M
Price / Book0.87
Stock splits
Jan 20, 2023↓ Reverse
Every 5000 shares became 4179
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Income growth25.41%
Gross marginN/A
Operating margin-9.6%▼9171.95%vs FY2024
ROE-1.33%▼60.84%vs FY2024
Analyst consensus
Rating—
Target price—
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
May 7, 2026
Q2 FY26 · EPS est — · Revenue est —
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