Reading the tape
NASDAQ: GBLI
Global Indemnity Group, LLC
Financial Services · Insurance - Property & Casualty
Market Cap
$400.90M
52w High
$34.00
52w Low
$25.88
P/E
15.82
Volume
887.00
Outstanding Shares
14.35M
Price vs Fundamentals
Why The Stock Is Moving
Mixed / unclearLow confidence
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
1Y Price: -2.95%Revenue (TTM): 2.02%FCF (TTM): -77.07%P/FCF: 97th pct
What changed
The stock fell 2.95% over the last year. Revenue grew 2.02% over the trailing twelve months. Operating margin moved from 12.45% to 7.4%. Free cash flow declined 77.07% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly weakening underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 7.4%. A decisive move in revenue — currently up 2.02% — would be the clearest signal to resolve the ambiguity.
Company profile
Global Indemnity Group, LLC, through its subsidiaries, provides specialty property and casualty insurance and reinsurance products worldwide.
CEOJoseph Warner Brown Jr.
SectorFinancial Services
IndustryInsurance - Property & Casualty
Employees266
IPO dateDec 16, 2003
Valuation
Forward P/E—
EV/EBITDA8.87
Enterprise value$345.57M
Price / Book0.57
Stock splits
Jul 6, 2010↓ Reverse
Every 2 shares became 1
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Revenue growth7.64%
Gross margin49.28%▲169.59%vs FY2024
Operating margin7.4%▼40.61%vs FY2024
ROE3.59%▼42.86%vs FY2024
Analyst consensus
Rating—
Target price—
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
May 5, 2026
Q2 FY26 · EPS est $0.60 · Revenue est $104.01M
View
Dividends
$1.40/shareQuarterly7yr growth streakAt RiskGBLI pays a dividend with a 5.01% dividend yield, 7 consecutive years of growth, growing at 6.96% annually, covered 0.4× by free cash flow.
Dividend Yield
5.01%
Annual Div / Share
$1.40
5yr CAGR
+6.96%
Doubles every ~10.3yr
Payout Ratio
81.35%
At Risk
Dividend Growth Rate
3yr CAGR
+11.87%
5yr CAGR
+6.96%
Dividend Safety
1/10At Risk
Dividend History
Annualized dividend cycles per share
YearAnnual DivYoY
2025$1.40+0.0%
2024$1.40+27.3%
2023$1.10+10.0%
2022$1.00+0.0%
2021$1.00+0.0%
2020$1.00+0.0%
2019$1.00+0.0%
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$50/yr
$4/mo
In 5 yrs
$70/yr+40%
$6/mo
In 10 yrs
$98/yr+96%
$8/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$50/yr $4/mo | $70/yr+40% $6/mo | $98/yr+96% $8/mo |
Yield-on-cost grows from 5.01% → 9.82% over 10yr
Analysis
Dividend Strengths
Strong dividend growth rate
The 5-year CAGR of 6.96% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
High payout ratio
With 81.35% of earnings paid as dividends, there is limited retained earnings for reinvestment — and a dividend cut becomes more likely if earnings decline.
Dividend exceeds free cash flow
Free cash flow covers only 0.44× the dividend. The company is paying out more than it generates in cash, which is unsustainable without borrowing or asset sales.