NYSE · HIG
The Hartford Insurance Group, Inc.
Financial Services · Insurance - Diversified
$136.76▼ 1.93% ($2.69)at close
As of 4:00 PM ET
Valuation
P/E Valuation
Verdict: cheap. Price below all scenarios.
Estimated value / share · Base
$172.64
+26%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear $172.64, Base $172.64, Bull $181.09; price used $136.76
Bear $172.64, Base $172.64, Bull $181.09; price used $136.76
- P/E multiple
- 11.2×
- Earnings basis
- Trailing EPS
USD · Trailing earnings · Price Oct 23, 8:00 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 9.19% over the last year. Revenue grew 6.31% over the trailing twelve months. Operating margin moved from 14.85% to 15.21%. Free cash flow grew 2.75% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 15.21%. A decisive move in revenue — currently up 6.31% — would be the clearest signal to resolve the ambiguity.
Return analysis
Company profile
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally.
Market multiples
Stock splits
Every 1 shares became 2
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
22
Buy
20
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Actuals vs estimates by quarter, or any quarter against the same one a year earlier.
Next report
Oct 26, 2026
Q3 FY26 · EPS est $3.17 · Revenue est $7.4B
Same quarter, year over year
FY26 YTD +16.0%Each cell vs the same quarter a year earlier (the cell below) · Q1–Q2 combined $6.51 vs $5.61 · all 2 quarters up
Q1
Q2
Q3
Q4
FY total
FY26
—
—
FY25
FY24
FY23
—
—
—
Fiscal year totals
- FY25
- $13.45
- +30.5%
- FY24
- $10.31
- —
Q2 FY26
Reported Jul 23, 2026 · Latest
HoverTap a cell to inspect
Actual
$3.42
Estimate
$3.16
Year over year
+0.3%
Vs prior quarter
+10.7%
Institutional Sentiment
The Hartford Insurance Group, Inc. · HIG
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.