NASDAQ: JFIN
Jiayin Group Inc.
Communication Services · Internet Content & Information
Market Cap
$209.42M
52w High
$18.70
52w Low
$3.70
P/E
6.53
Volume
84.61K
Outstanding Shares
52.22M
Price vs Fundamentals
Why The Stock Is Moving
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
What changed
The stock fell 75.79% over the last year. Revenue grew 7% over the trailing twelve months. Operating margin moved from 21.51% to 28.93%.
What the market seems to be pricing
Visible fundamentals weakened far less than the stock price. The market appears to be discounting durability, risk, or trust rather than just the latest reported numbers.
What would invalidate this read
This read changes if operating margin (currently 28.93%) continues to decline, or if revenue growth turns negative. The bull case requires the business to hold its current trajectory.
Company profile
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Analyst consensus
1
Buy
0
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Jun 23, 2026
Q2 FY26 · EPS est $0.17 · Revenue est $53.4M
View
Dividends
$1.30/shareSemi-annualSafeJFIN pays a dividend with a 32.29% dividend yield, covered 5.8× by free cash flow.
Dividend Yield
32.29%
Annual Div / Share
$1.30
TTM $5.41
CAGR
—
Payout Ratio
50.63%
Safe
Dividend Growth Rate
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$27/mo
In 5 yrs
$27/mo
In 10 yrs
$27/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$323/yr $27/mo | $323/yr $27/mo | $323/yr $27/mo |
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 5.8× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Risks to Watch
No strong risk signal stands out from the latest period pair.