NASDAQ: JFIN
Jiayin Group Inc.
Financial Services · Financial - Credit Services
After hours: $2.18(+0.46%) · as of 7:37 PM ET
Market Cap
$112.76M
52w High
$14.70
52w Low
$2.12
P/E
0.82
Volume
135.04K
Outstanding Shares
51.96M
Price vs Fundamentals
Why The Stock Is Moving
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
What changed
The stock fell 83.02% over the last year. Revenue declined 15.04% over the trailing twelve months. Operating margin moved from 25.21% to 21.6%.
What the market seems to be pricing
The market is reacting to weaker business momentum more than just compressing the valuation multiple. Even if the shares already screen cheap on P/E, investors are still discounting lower future earnings power.
What would invalidate this read
Operating margin stands at 21.6%. Revenue declined 15.04% — this read reverses if that trend stabilizes. If margins and cash flow stabilize while the stock stays depressed, the gap shifts from fundamental damage toward pure multiple compression.
Company profile
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
1
Buy
0
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Aug 26, 2026
Q3 FY26 · EPS est $0.17 · Revenue est $53.39M
View
Dividends
$1.30/shareSemi-annualSafeJFIN pays a dividend with a 59.68% dividend yield, covered 5.8× by free cash flow.
Dividend Yield
59.68%
Annual Div / Share
$1.30
TTM $5.40
CAGR
—
Payout Ratio
50.63%
Safe
Dividend Growth Rate
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$50/mo
In 5 yrs
$50/mo
In 10 yrs
$50/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$597/yr $50/mo | $597/yr $50/mo | $597/yr $50/mo |
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 5.8× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Risks to Watch
No strong risk signal stands out from the latest period pair.