Reading the tape
NASDAQ: JKHY
Jack Henry & Associates, Inc.
Technology · Information Technology Services
Market Cap
$11.04B
52w High
$193.39
52w Low
$144.12
P/E
21.77
Volume
1.09M
Outstanding Shares
72.38M
Price vs Fundamentals
Why The Stock Is Moving
Mixed / unclearLow confidence
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
1Y Price: -11.46%Revenue (TTM): 8.41%FCF (TTM): 38.38%P/FCF: 0th pct
What changed
The stock fell 11.46% over the last year. Revenue grew 8.41% over the trailing twelve months. Operating margin moved from 22.52% to 25.87%. Free cash flow grew 38.38% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 25.87%. A decisive move in revenue — currently up 8.41% — would be the clearest signal to resolve the ambiguity.
Company profile
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States.
CEOGregory R. Adelson
SectorTechnology
IndustryInformation Technology Services
Employees7,170
IPO dateNov 20, 1985
Valuation
Forward P/E—
EV/EBITDA16.30
Enterprise value$13.06B
Stock splits
Mar 5, 2001↑ Forward
Every 1 shares became 2
Mar 3, 2000↑ Forward
Every 1 shares became 2
Mar 14, 1997↑ Forward
Every 2 shares became 3
Mar 11, 1994↑ Forward
Every 3 shares became 4
Mar 9, 1993↑ Forward
Every 2 shares became 3
Mar 4, 1992↑ Forward
Every 2 shares became 3
Profitability & growth
Revenue growth7.93%
Gross margin43.84%▲3.30%vs FY2024
Operating margin25.87%▲8.39%vs FY2024
ROE21.39%▲19.36%vs FY2024
Analyst consensus
RatingBuy
Target price$203.75▲33.59%
12
Buy
10
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
May 5, 2026
Q2 FY26 · EPS est $1.43 · Revenue est $619.67M
View
Dividends
$2.35/shareQuarterlyDividend Aristocrat · 32yrSafeJKHY pays a dividend with a 1.54% dividend yield, 32 consecutive years of growth, growing at 6.17% annually, covered 3.6× by free cash flow.
Dividend Yield
1.54%
Annual Div / Share
$2.35
5yr CAGR
+6.17%
Doubles every ~11.6yr
Payout Ratio
33.2%
Safe
Dividend Growth Rate
3yr CAGR
+5.78%
5yr CAGR
+6.17%
10yr CAGR
+8.78%
Dividend Safety
10/10Safe
Dividend History
Annual dividends paid per share
YearAnnual DivYoY
2025$2.32+5.5%
2024$2.20+5.8%
2023$2.08+6.1%
2022$1.96+6.5%
2021$1.84+7.0%
2020$1.72+7.5%
2019$1.60+8.1%
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$15/yr
$1/mo
In 5 yrs
$21/yr+35%
$2/mo
In 10 yrs
$28/yr+82%
$2/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$15/yr $1/mo | $21/yr+35% $2/mo | $28/yr+82% $2/mo |
Yield-on-cost grows from 1.54% → 2.8% over 10yr
Analysis
Dividend Strengths
Dividend Aristocrat
JKHY has raised its dividend for 32 consecutive years — qualifying as a Dividend Aristocrat, demonstrating long-term commitment to shareholder income.
Well-covered by free cash flow
The dividend is covered 3.6× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 6.17% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.