NYSE: KMPB
Kemper Corporation 5.875% Fixed
Financial Services · Insurance - Property & Casualty
Market Cap
$1.40B
52w High
$24.28
52w Low
$22.03
P/E
33.41
Volume
9.06K
Outstanding Shares
58.87M
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 1.45% over the last year. Revenue grew 0.58% over the trailing twelve months. Operating margin moved from 9.01% to 0.7%. Free cash flow declined 12.89% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly weakening underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 0.7%. A decisive move in revenue — currently up 0.58% — would be the clearest signal to resolve the ambiguity.
Company profile
Kemper Corporation operates as a corporate parent, primarily focused on delivering a variety of insurance products across the property and casualty, and life and health sectors.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Aug 10, 2026
Q3 FY26 · EPS est $0.41 · Revenue est $1.18B
View
Dividends
$1.50/shareQuarterly3yr growth streakAt RiskKMPB pays a dividend with a 6.3% dividend yield, 3 consecutive years of growth, growing at 0.71% annually, covered 7.0× by free cash flow.
Dividend Yield
6.3%
Annual Div / Share
$1.50
TTM $1.28
3yr CAGR
+0.71%
Doubles every ~98.3yr
Payout Ratio
185.44%
At Risk
Dividend Growth Rate
3yr CAGR
+0.71%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$5/mo
In 5 yrs
$5/mo
In 10 yrs
$6/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$63/yr $5/mo | $65/yr+4% $5/mo | $68/yr+7% $6/mo |
Yield-on-cost grows from 6.3% → 6.76% over 10yr
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 7.0× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Risks to Watch
High payout ratio
With 185.44% of earnings paid as dividends, there is limited retained earnings for reinvestment — and a dividend cut becomes more likely if earnings decline.