Reading the tape
NYSE: KMPB
Kemper Corporation 5.875% Fixed
Financial Services · Insurance - Property & Casualty
Market Cap
$1.40B
52w High
$24.18
52w Low
$21.72
P/E
13.57
Volume
17.26K
Outstanding Shares
58.71M
Price vs Fundamentals
Why The Stock Is Moving
Mixed / unclearLow confidence
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
1Y Price: 8.16%Revenue (TTM): 3.38%FCF (TTM): 44.66%P/S: 56th pct
What changed
The stock rose 8.16% over the last year. Revenue grew 3.38% over the trailing twelve months. Operating margin moved from 8.39% to 3.36%. Free cash flow grew 44.66% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 3.36%. A decisive move in revenue — currently up 3.38% — would be the clearest signal to resolve the ambiguity.
Company profile
Kemper Corp. is a holding company, which engages in the property and casualty insurance, and life and health insurance businesses.
CEOJoseph P. Lacher
SectorFinancial Services
IndustryInsurance - Property & Casualty
Employees9,500
IPO dateMar 16, 2022
Valuation
Forward P/E—
EV/EBITDA12.41
Enterprise value$3.39B
Price / Book0.52
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Revenue growth-4.02%
Gross margin10.82%▲133.32%vs FY2024
Operating margin3.36%▼60.08%vs FY2024
ROE5.34%▼53.11%vs FY2024
Analyst consensus
Rating—
Target price—
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
May 5, 2026
Q2 FY26 · EPS est $0.79 · Revenue est $1.17B
View
Dividends
$1.50/shareQuarterly3yr growth streakEx-div Jun 1, 2026 · in 27dSafeKMPB pays a dividend with a 6.28% declared yield, 3 consecutive years of growth, growing at 0.71% annually, covered 7.0× by free cash flow.
Declared Yield
6.28%
Annual Div / Share
$1.50
TTM $1.28
3yr CAGR
+0.71%
Doubles every ~98.3yr
Payout Ratio
55.55%
Safe
Dividend Growth Rate
3yr CAGR
+0.71%
Dividend Safety
9/10Safe
Dividend History
Annualized dividend cycles per share
YearAnnual DivYoY
2026$1.50+2.1%
2025$1.47+0.0%
2024$1.47+0.0%
2023$1.47—
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$63/yr
$5/mo
In 5 yrs
$65/yr+4%
$5/mo
In 10 yrs
$67/yr+7%
$6/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$63/yr $5/mo | $65/yr+4% $5/mo | $67/yr+7% $6/mo |
Yield-on-cost grows from 6.28% → 6.74% over 10yr
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 7.0× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Risks to Watch
No strong risk signal stands out from the latest period pair.