NYSE · MA
Mastercard Incorporated
Financial Services · Financial - Credit Services
$567.65▲ 0.28% ($1.57)at close
After hours$567.94▲ 0.05%5:25 PM ET
Valuation
Cash-flow DCF
Verdict: fairly priced. Price between Bear and Base.
The price needs 9.5% free cash flow growth a year for 5 years. Our scenarios assume 2.6–25.0%.
That's below its past 10-year pace of 17.6%.
Value per share
Base case
$798.27
Price used $567.65 is 29% below this
USD · TTM ending Jun 30, 2026 · Price Sep 25, 8:00 PM UTC
Free cash flow each value needs
Free cash flow today $17.9B. The price needs $44.6B by 2036. Base case: $63.8B. At its recent pace: $90.3B. Bear to Bull: $24.1B to $104B.
Free cash flow today $17.9B. The price needs $44.6B by 2036. Base case: $63.8B. At its recent pace: $90.3B. Bear to Bull: $24.1B to $104B.
Free cash flow in 2036
today $17.9B
−$19.1Bless than the Base case
Value per share · Base case
$798.27
Price $567.65
29% below this
- Stage 1 growth, yrs 1–5
- 17.6%
- Stage 2 growth, yrs 6–10
- 9.7%
- Discount rate
- 8.9%
USD · TTM ending Jun 30, 2026 · Price Sep 25, 8:00 PM UTC
What each scenario assumes. Click a column to start from it.
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 0.06% over the last year. Revenue grew 16.01% over the trailing twelve months. Operating margin moved from 57.71% to 59.84%. Free cash flow grew 1.32% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 59.84%. A decisive move in revenue — currently up 16.01% — would be the clearest signal to resolve the ambiguity.
Return analysis
Company profile
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally.
Market multiples
Stock splits
Every 1 shares became 10
Profitability & growth
Analyst consensus
52
Buy
13
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 29, 2026
Q4 FY26 · EPS est $5.16 · Revenue est $9.65B
View
Institutional Sentiment
Mastercard Incorporated · MA
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.