NYSE: MA
Mastercard Incorporated
Financial Services · Financial - Credit Services
Market Cap
$440.00B
52w High
$601.77
52w Low
$464.52
P/E
28.56
Volume
996.74K
Outstanding Shares
883.58M
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 12.6% over the last year. Revenue grew 16.75% over the trailing twelve months. Operating margin moved from 55.48% to 59.4%. Free cash flow grew 22.07% over the trailing twelve months.
What the market seems to be pricing
Visible fundamentals weakened far less than the stock price, and the shares now sit around the 3rd percentile of their historical P/FCF range. That looks more like a rerating of the multiple than a collapse in the business.
What would invalidate this read
This read changes if operating margin (currently 59.4%) continues to decline, or if revenue growth turns negative. The bull case requires the business to hold its current trajectory.
Company profile
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally.
Valuation
Stock splits
Every 1 shares became 10
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
51
Buy
13
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Jul 30, 2026
Q3 FY26 · EPS est $4.76 · Revenue est $9.07B
View
Dividends
$3.26/shareQuarterlyDividend Achiever · 18yrSafeMA pays a dividend with a 0.65% dividend yield, 18 consecutive years of growth, growing at 14.18% annually, covered 6.1× by free cash flow.
Dividend Yield
0.65%
Annual Div / Share
$3.26
5yr CAGR
+14.18%
Doubles every ~5.2yr
Payout Ratio
18.23%
Safe
Dividend Growth Rate
3yr CAGR
+15.42%
5yr CAGR
+14.18%
10yr CAGR
+16.63%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$1/mo
In 5 yrs
$1/mo
In 10 yrs
$2/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$7/yr $1/mo | $12/yr+76% $1/mo | $20/yr+211% $2/mo |
Long-range projections use a capped 12% annual growth assumption.
Yield-on-cost grows from 0.65% → 2.03% over 10yr
Analysis
Dividend Strengths
Dividend Achiever
MA has raised its dividend for 18 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Well-covered by free cash flow
The dividend is covered 6.1× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 14.18% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.