NYSE: MA
Mastercard Incorporated
Financial Services · Financial - Credit Services
Market Cap
$491.06B
52w High
$601.77
52w Low
$464.52
P/E
30.41
Volume
388.97K
Outstanding Shares
877.04M
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 3.11% over the last year. Revenue grew 16.01% over the trailing twelve months. Operating margin moved from 55.78% to 59.43%. Free cash flow grew 1.32% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 59.43%. A decisive move in revenue — currently up 16.01% — would be the clearest signal to resolve the ambiguity.
Company profile
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally.
Valuation
Stock splits
Every 1 shares became 10
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
51
Buy
13
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 29, 2026
Q4 FY26 · EPS est $5.11 · Revenue est $9.66B
View
Dividends
$3.37/shareQuarterlyDividend Achiever · 19yrSafeMA pays a dividend with a 0.6% dividend yield, 19 consecutive years of growth, growing at 14.4% annually, covered 6.1× by free cash flow.
Dividend Yield
0.6%
Annual Div / Share
$3.37
5yr CAGR
+14.4%
Doubles every ~5.2yr
Payout Ratio
17.96%
Safe
Dividend Growth Rate
3yr CAGR
+15.28%
5yr CAGR
+14.4%
10yr CAGR
+16.53%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$1/mo
In 5 yrs
$1/mo
In 10 yrs
$2/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$6/yr $1/mo | $11/yr+76% $1/mo | $19/yr+211% $2/mo |
Long-range projections use a capped 12% annual growth assumption.
Yield-on-cost grows from 0.6% → 1.87% over 10yr
Analysis
Dividend Strengths
Dividend Achiever
MA has raised its dividend for 19 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Well-covered by free cash flow
The dividend is covered 6.1× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 14.4% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.