NYSE · MTB
M&T Bank Corporation
Financial Services · Banks - Regional
$217.49▼ 0.03% ($0.07)at close
As of 4:00 PM ET
Market cap
$31.52B
Valuation
P/E Valuation
Verdict: cheap. Price below all scenarios.
Estimated value / share · Base
$223.42
+3%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear $220.37, Base $223.42, Bull $227.71; price used $217.49
Bear $220.37, Base $223.42, Bull $227.71; price used $217.49
- P/E multiple
- 11.5×
- Earnings basis
- Trailing EPS
USD · Trailing earnings · Price Oct 9, 8:00 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 15.66% over the last year. Income grew 6.42% over the trailing twelve months. Operating margin moved from 39.26% to 43.66%.
What the market seems to be pricing
The stock move broadly lines up with stronger business momentum, and the shares are still only around the 31st percentile of their historical P/E range.
What would invalidate this read
Operating margin is at 43.66%. Income grew 6.42% — this thesis depends on that trajectory holding. If income growth or margins roll over while the stock keeps climbing, more of the move would be coming from multiple expansion than business progress.
Return analysis
Company profile
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers.
Market multiples
Stock splits
Every 1 shares became 10
Every 1 shares became 2
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
15
Buy
29
Hold
4
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 16, 2026
Q3 FY26 · EPS est $4.93 · Revenue est $2.53B
View
Institutional Sentiment
M&T Bank Corporation · MTB
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.