NYSE · OMF
OneMain Holdings, Inc.
Financial Services · Financial - Credit Services
$56.13▼ 0.19% ($0.10)today
As of 3:07 PM ET
Market cap
$6.48B
P/E
8.32
EPS (TTM)
$6.74
Next earnings
Oct 30, 2026
Valuation
P/E Valuation
Verdict: fairly priced. Price between Base and Bull.
Estimated value / share · Base
$54.95
−2%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear $67.13, Base $54.95, Bull $59.93; price used $56.13
Bear $67.13, Base $54.95, Bull $59.93; price used $56.13
- P/E multiple
- 8.1×
- Earnings basis
- Trailing EPS
USD · Trailing earnings · Price Sep 29, 7:07 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
What changed
The stock fell 2.59% over the last year. Revenue grew 6.97% over the trailing twelve months. Operating margin moved from 14.33% to 25.8%. Free cash flow grew 12.69% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 25.8%. A decisive move in revenue — currently up 6.97% — would be the clearest signal to resolve the ambiguity.
Return analysis
Company profile
OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products.
Market multiples
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
22
Buy
8
Hold
1
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 30, 2026
Q3 FY26 · EPS est $1.76 · Revenue est $1.34B
View
Institutional Sentiment
OneMain Holdings, Inc. · OMF
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.