NYSE: OMF
OneMain Holdings, Inc.
Financial Services · Financial - Credit Services
After hours: $65.68(0%) · as of 8:00 PM ET
Market Cap
$7.59B
52w High
$71.93
52w Low
$45.78
P/E
9.74
Volume
444.45K
Outstanding Shares
115.53M
Performance
Return analysis
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 12.29% over the last year. Revenue grew 6.97% over the trailing twelve months. Operating margin moved from 14.33% to 25.8%. Free cash flow grew 12.69% over the trailing twelve months.
What the market seems to be pricing
The stock move broadly lines up with stronger business momentum, and the shares are still only around the 45th percentile of their historical P/FCF range.
What would invalidate this read
Operating margin is at 25.8%. Revenue grew 6.97% — this thesis depends on that trajectory holding. If revenue growth, margins, or free cash flow roll over while the stock keeps climbing, more of the move would be coming from multiple expansion than business progress.
Company profile
OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
22
Buy
8
Hold
1
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 30, 2026
Q4 FY26 · EPS est $1.88 · Revenue est $1.34B
View
Dividends
$4.20/shareQuarterly4yr growth streakAdequateOMF pays a dividend with a 6.39% dividend yield, 4 consecutive years of growth, covered 6.3× by free cash flow.
Dividend Yield
6.39%
Annual Div / Share
$4.20
5yr CAGR
-14.7%
Dividend has been cut
Payout Ratio
63.76%
Adequate
Dividend Growth Rate
3yr CAGR
+2.07%
5yr CAGR
-14.7%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$5/mo
In 5 yrs
$5/mo
In 10 yrs
$5/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$64/yr $5/mo | $64/yr $5/mo | $64/yr $5/mo |
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 6.3× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Risks to Watch
Dividend has been reduced
The 5-year dividend CAGR of -14.7% is negative, indicating the payout has been cut over this period.