NYSE: OMF
OneMain Holdings, Inc.
Financial Services · Financial - Credit Services
Pre-market: $57.50(-0.47%) · as of 6:38 AM ET
Market Cap
$6.67B
52w High
$71.93
52w Low
$45.78
P/E
8.51
Volume
454.77K
Outstanding Shares
115.53M
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 9.25% over the last year. Revenue grew 7.84% over the trailing twelve months. Operating margin moved from 12.57% to 21.28%. Free cash flow grew 14.26% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 21.28%. A decisive move in revenue — currently up 7.84% — would be the clearest signal to resolve the ambiguity.
Company profile
OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
22
Buy
8
Hold
1
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Jul 24, 2026
Q3 FY26 · EPS est $1.40 · Revenue est $1.28B
View
Dividends
$4.19/shareQuarterly3yr growth streakAdequateOMF pays a dividend with a 7.25% dividend yield, 3 consecutive years of growth, covered 6.3× by free cash flow.
Dividend Yield
7.25%
Annual Div / Share
$4.19
5yr CAGR
-10.82%
Dividend has been cut
Payout Ratio
62.94%
Adequate
Dividend Growth Rate
3yr CAGR
+2.42%
5yr CAGR
-10.82%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$6/mo
In 5 yrs
$6/mo
In 10 yrs
$6/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$73/yr $6/mo | $73/yr $6/mo | $73/yr $6/mo |
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 6.3× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Risks to Watch
Dividend has been reduced
The 5-year dividend CAGR of -10.82% is negative, indicating the payout has been cut over this period.