Reading the tape
NYSE: ONIT
Onity Group Inc.
Financial Services · Financial - Mortgages
Market Cap
$339.84M
52w High
$54.10
52w Low
$35.47
P/E
1.84
Volume
171.98K
Outstanding Shares
8.52M
Price vs Fundamentals
Why The Stock Is Moving
Fundamentals are supporting the moveModerate confidence
1Y Price: 26.28%Revenue (TTM): 10.12%FCF (TTM): 7.78%
What changed
The stock rose 26.28% over the last year. Revenue grew 10.12% over the trailing twelve months. Operating margin moved from 20.65% to 25.26%. Free cash flow grew 7.78% over the trailing twelve months.
What the market seems to be pricing
The stock move broadly lines up with stronger business momentum. The operating data is doing enough work that the move does not need an overvaluation story to explain it.
What would invalidate this read
Operating margin is at 25.26%. Revenue grew 10.12% — this thesis depends on that trajectory holding. If revenue growth, margins, or free cash flow roll over while the stock keeps climbing, more of the move would be coming from multiple expansion than business progress.
Company profile
Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines.
CEOGlen A. Messina
SectorFinancial Services
IndustryFinancial - Mortgages
Employees4,200
IPO dateSep 25, 1996
Valuation
Forward P/E—
EV/EBITDA25.64
Enterprise value$14.88B
Price / Book0.50
Stock splits
Aug 14, 2020↓ Reverse
Every 15 shares became 1
Aug 10, 2009↑ Forward
Every 50 shares became 83
Nov 21, 1997↑ Forward
Every 1 shares became 2
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Revenue growth6.63%
Gross margin65.31%▲103.85%vs FY2024
Operating margin25.26%▲138.55%vs FY2024
ROE27.96%▲306.51%vs FY2024
Analyst consensus
RatingBuy
Target price$60.00▲50.45%
3
Buy
0
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
May 5, 2026
Q2 FY26 · EPS est $2.37 · Revenue est $290.1M
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