NYSE: PMTU
PennyMac Mortgage Investment Trust
Real Estate · REIT - Mortgage
Market Cap
$827.78M
52w High
$26.26
52w Low
$25.02
P/E
13.50
Volume
20.12
Outstanding Shares
32.15M
Performance
Return analysis
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 1.1% over the last year. Revenue grew 132.77% over the trailing twelve months. Operating margin moved from 27.38% to 67.79%. Free cash flow declined 93.06% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 67.79%. A decisive move in revenue — currently up 132.77% — would be the clearest signal to resolve the ambiguity.
Company profile
PennyMac Mortgage Investment Trust operates as a financial firm primarily dedicated to acquiring and managing residential mortgage loans and various related financial instruments.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 22, 2026
Q4 FY26 · EPS est $0.32 · Revenue est $97.29M
View
Dividends
$2.12/shareQuarterlyAt RiskPMTU pays a dividend with a 8.25% declared yield, covered -39.8× by free cash flow.
Declared Yield
8.25%
Annual Div / Share
$2.12
TTM $1.60
CAGR
—
FCF Coverage
-39.8×
At Risk
Dividend Growth Rate
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$7/mo
In 5 yrs
$7/mo
In 10 yrs
$7/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$83/yr $7/mo | $83/yr $7/mo | $83/yr $7/mo |
Analysis
Dividend Strengths
No strong strength signal stands out from the latest period pair.
Risks to Watch
Dividend exceeds free cash flow
Free cash flow covers only -39.81× the dividend. The company is paying out more than it generates in cash, which is unsustainable without borrowing or asset sales.