NASDAQ · PNBK
Patriot National Bancorp, Inc.
Financial Services · Banks - Regional
$0.97▲ 5.14% ($0.05)today
As of 11:25 AM ET
Market cap
$113.76M
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 36.1% over the last year. Revenue grew 15.88% over the trailing twelve months. Operating margin moved from -34.07% to -8.72%. Free cash flow declined 77.64% over the trailing twelve months.
What the market seems to be pricing
Visible fundamentals weakened far less than the stock price, and the shares now sit around the 0th percentile of their historical P/E range. That looks more like a rerating of the multiple than a collapse in the business.
What would invalidate this read
This read changes if operating margin (currently -8.72%) continues to decline, or if revenue growth turns negative. The bull case requires the business to hold its current trajectory.
Performance
Return analysis
Company profile
Patriot National Bancorp, Inc. functions as the parent company for Patriot Bank, N.A., providing a full spectrum of community banking solutions.
Market multiples
Stock splits
Every 10 shares became 1
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 13, 2026
Q4 FY26 · EPS est $0.26 · Revenue est $8.5M
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