Reading the tape
NYSE: PRH
Prudential Financial, Inc. 5.95
Financial Services · Insurance - Life
Market Cap
$8.27B
52w High
$26.15
52w Low
$23.40
P/E
9.50
Volume
7.19K
Outstanding Shares
348.00M
Price vs Fundamentals
Why The Stock Is Moving
Mixed / unclearLow confidence
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
1Y Price: -2.05%Revenue (TTM): -13.68%FCF (TTM): -26.24%P/E: 8th pct
What changed
The stock fell 2.05% over the last year. Revenue declined 13.68% over the trailing twelve months. Operating margin moved from 81.05% to 40.11%. Free cash flow declined 26.24% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly weakening underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 40.11%. A decisive move in revenue — currently down 13.68% — would be the clearest signal to resolve the ambiguity.
Company profile
Prudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services to both individual and institutional customers.
CEOCharles Frederick Lowrey
SectorFinancial Services
IndustryInsurance - Life
Employees39,854
IPO dateAug 22, 2022
Valuation
Forward P/E—
EV/EBITDA1.37
Enterprise value$9.28B
Price / Book0.26
Stock splits
May 24, 2013↑ Forward
Every 1 shares became 25
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Revenue growth25.29%
Gross margin31.06%▼57.96%vs FY2024
Operating margin7.63%▼90.29%vs FY2024
ROE11.02%▲12.67%vs FY2024
Analyst consensus
Rating—
Target price—
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
May 5, 2026
Q2 FY26 · EPS est $3.36 · Revenue est $14.64B
View
Dividends
$1.49/shareQuarterlySafePRH pays a dividend with a 6.26% dividend yield, covered 3.3× by free cash flow.
Dividend Yield
6.26%
Annual Div / Share
$1.49
TTM $5.45
CAGR
—
Payout Ratio
53.86%
Safe
Dividend Growth Rate
Dividend Safety
9/10Safe
Dividend History
Annualized dividend cycles per share
YearAnnual DivYoY
2025$1.49+0.0%
2024$1.49+0.0%
2023$1.49—
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$63/yr
$5/mo
In 5 yrs
$63/yr
$5/mo
In 10 yrs
$63/yr
$5/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$63/yr $5/mo | $63/yr $5/mo | $63/yr $5/mo |
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 3.3× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Risks to Watch
No strong risk signal stands out from the latest period pair.