NYSE: PRI
Primerica, Inc.
Financial Services · Insurance - Life
Market Cap
$8.79B
52w High
$288.03
52w Low
$230.09
P/E
11.58
Volume
215.20K
Outstanding Shares
31.18M
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 8.23% over the last year. Revenue grew 5.39% over the trailing twelve months. Operating margin moved from 30.63% to 30.13%. Free cash flow grew 3.96% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 30.13%. A decisive move in revenue — currently up 5.39% — would be the clearest signal to resolve the ambiguity.
Company profile
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
7
Buy
10
Hold
1
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Aug 5, 2026
Q3 FY26 · EPS est $5.95 · Revenue est $861.22M
View
Dividends
$4.48/shareQuarterlyDividend Achiever · 15yrSafePRI pays a dividend with a 1.59% dividend yield, 15 consecutive years of growth, growing at 20.82% annually, covered 6.4× by free cash flow.
Dividend Yield
1.59%
Annual Div / Share
$4.48
5yr CAGR
+20.82%
Doubles every ~3.7yr
Payout Ratio
18.05%
Safe
Dividend Growth Rate
3yr CAGR
+23.13%
5yr CAGR
+20.82%
10yr CAGR
+21.11%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$1/mo
In 5 yrs
$2/mo
In 10 yrs
$4/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$16/yr $1/mo | $28/yr+76% $2/mo | $49/yr+211% $4/mo |
Long-range projections use a capped 12% annual growth assumption.
Yield-on-cost grows from 1.59% → 4.94% over 10yr
Analysis
Dividend Strengths
Dividend Achiever
PRI has raised its dividend for 15 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Well-covered by free cash flow
The dividend is covered 6.4× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 20.82% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.