NYSE · PRI
Primerica, Inc.
Financial Services · Insurance - Life
$275.50▲ 0.02% ($0.05)today
As of 3:06 PM ET
Market cap
$8.59B
P/E
Valuation
P/E Valuation
Verdict: cheap. Price below all scenarios.
Estimated value / share · Base
$345.66
+25%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear $338.19, Base $345.66, Bull $346.40; price used $275.50
Bear $338.19, Base $345.66, Bull $346.40; price used $275.50
- P/E multiple
- 13.6×
- Earnings basis
- Trailing EPS
USD · Trailing earnings · Price Sep 29, 7:06 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
What changed
The stock fell 0.35% over the last year. Revenue grew 7.58% over the trailing twelve months. Operating margin moved from 29.39% to 30.19%. Free cash flow grew 6.25% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 30.19%. A decisive move in revenue — currently up 7.58% — would be the clearest signal to resolve the ambiguity.
Return analysis
Company profile
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada.
Market multiples
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
6
Buy
11
Hold
1
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 4, 2026
Q3 FY26 · EPS est $6.37 · Revenue est $901M
View
Institutional Sentiment
Primerica, Inc. · PRI
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.