Reading the tape
NASDAQ: PYPL
PayPal Holdings, Inc.
Financial Services · Financial - Credit Services
Market Cap
$45.38B
52w High
$79.50
52w Low
$38.46
P/E
8.97
Volume
8.77M
Outstanding Shares
899.67M
Price vs Fundamentals
Why The Stock Is Moving
Mixed / unclearLow confidence
Note: The most recent financial data is over 3 months old. Metrics shown may not reflect the latest reporting period.
1Y Price: -22.89%Revenue (TTM): 4.32%FCF (TTM): -17.78%P/FCF: 0th pct
What changed
The stock fell 22.89% over the last year. Revenue grew 4.32% over the trailing twelve months. Operating margin moved from 16.75% to 18.28%. Free cash flow declined 17.78% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 18.28%. A decisive move in revenue — currently up 4.32% — would be the clearest signal to resolve the ambiguity.
Company profile
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide.
CEOEnrique J. Lores
SectorFinancial Services
IndustryFinancial - Credit Services
Employees24,400
IPO dateJul 6, 2015
Valuation
Forward P/E—
EV/EBITDA7.53
Enterprise value$57.92B
Price / Book2.24
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Revenue growth3.71%
Gross margin46.62%▲1.13%vs FY2024
Operating margin18.28%▲9.18%vs FY2024
ROE25.83%▲27.19%vs FY2024
Analyst consensus
RatingHold
Target price$51.67▲2.44%
27
Buy
39
Hold
4
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
May 5, 2026
Q2 FY26 · EPS est $1.27 · Revenue est $8.05B
View
Dividends
$0.28/shareQuarterlySafePYPL pays a dividend with a 0.56% forward yield, covered 42.8× by free cash flow.
Forward Yield
0.56%
Annual Div / Share
$0.28
CAGR
—
Payout Ratio
2.48%
Safe
Dividend Growth Rate
Dividend Safety
10/10Safe
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$6/yr
$0/mo
In 5 yrs
$6/yr
$0/mo
In 10 yrs
$6/yr
$0/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$6/yr $0/mo | $6/yr $0/mo | $6/yr $0/mo |
Analysis
Dividend Strengths
Well-covered by free cash flow
The dividend is covered 42.8× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Risks to Watch
No strong risk signal stands out from the latest period pair.
Congressional Activity
Congress Trades in PYPL
STOCK Act disclosures from senators and representatives.
Mark Alford
MOhouseRepublicanSale Partial2026-03-16$1,001 - $15,000+15d to discloseMark Alford
MOhouseRepublicanSale (Partial)2026-03-16$1,001 - $15,000+15d to disclose
Byron Donalds
FLhouseRepublicanPurchase2026-03-13$1,001 - $15,000+27d to discloseByron Donalds
FLhouseRepublicanPurchaseSpouse2026-03-13$1,001 - $15,000+27d to disclose
Charles J. "Chuck" Fleischmann
TNhouseRepublicanSaleJoint2026-02-20$1,001 - $15,000+31d to disclose
Angus King
MEsenateIndependentSaleSpouse2026-02-13$1,001 - $15,000+39d to disclose
John Boozman
ARsenateRepublicanPurchaseJoint2026-01-29$1,001 - $15,000+16d to disclose