NASDAQ · RELI

Reliance Global Group, Inc.

Financial Services · Insurance - Brokers

$0.25▲ 10.76% ($0.02)at close

As of 9:30 AM ET

52-week

$0.15$3.55

Market cap

$1.07M

P/E

-0.07

EPS (TTM)

-$9.84

Next earnings

Mar 4, 2026

Data caution

Per-share valuation inputs need verification

Event dated Jun 30, 2026

Market-derived shares outstanding and recent statement shares differ materially. Per-share ratios and valuation outputs may be unreliable until the share base is verified. This sometimes appears with ADRs or provider share-count gaps.

No multiple

What the market price implies · Reverse DCF

Historical revenue grew by 6.37%/yr over the past 4 years.

Selected forecast · Base scenario

0.8%/yr · actual 10-year annualized revenue growth

Year 1 growth: 0%

Market-implied · Base operating assumptions + edited margins

Unavailable · flat 10-year annualized revenue growth

Reverse DCF solves revenue growth itself using Base operating assumptions and your edited margins. Changing forecast growth alone does not change the implied rate. This is a model-implied requirement, not an analyst forecast.

No supported revenue growth rate matches this price with these operating assumptions.

Valuation

Recommended · Revenue & margin DCF

Price used

$0.25

Estimated value / share

Unavailable

Base scenario

USD · TTM ending 2026-06-30

More than 85% of this valuation sits in the terminal value beyond year 10, so the result is driven by the perpetuity assumption rather than the projected decade. The valuation is not shown.

Latest quarterly growth differs materially from the latest annual pace. It remains an observed growth input; review whether acceleration or a change in the business explains it.

The discount rate uses the model's minimum bound. Limited beta or capital-structure data may affect this estimate.

Reported operating earnings and the comparable cash-flow estimate differ substantially; the model retains the reported-margin anchor.

Year 1 growth 0% · Ending margin 0% · Discount rate 5.5%

Assumption scenarios, not statistical confidence intervals.

Method, dates & sources

Estimated from future revenue, operating margins, and the investment needed to support them.

Price timestamp: Mar 10, 2026, 1:30 PM UTC
Financial statement period: TTM ending 2026-06-30
Data refreshed: Sep 20, 2026, 5:25 AM UTC · provider

Why this method?

There is not a stable run of positive FCFF to anchor a direct cash-flow CAGR, so the model should start from revenue and margin assumptions instead.

Is FCFF positive and has it been for 3+ consecutive years? Latest FCFF is not positive.

Price vs Fundamentals

Why The Stock Is Moving

Likely fundamental deteriorationModerate confidence

1Y Price: -86.66%Revenue (TTM): -28.01%FCF (TTM): -205.37%

What changed

The stock fell 86.66% over the last year. Revenue declined 28.01% over the trailing twelve months. Operating margin moved from -37.66% to -81.97%. Free cash flow declined 205.37% over the trailing twelve months.

What the market seems to be pricing

The market appears to be responding to weaker operating momentum rather than only rerating the stock.

What would invalidate this read

Operating margin stands at -81.97%. Revenue declined 28.01% — this read reverses if that trend stabilizes. Free cash flow fell 205.37% — a return toward positive territory would undermine the deterioration thesis. If margins and cash flow stabilize while the stock stays depressed, the gap shifts from fundamental damage toward pure multiple compression.

Performance

Return analysis

Company profile

Reliance Global Group, Inc. specializes in purchasing and managing insurance brokerages that serve both wholesale and retail clients throughout the United States.

CEOEzra Beyman

SectorFinancial Services

IndustryInsurance - Brokers

Employees64

IPO dateFeb 9, 2021

https://www.relianceglobalgroup.com

Market multiples

Forward P/E—

EV/EBITDA-0.49

Enterprise value$3.73M

Stock splits

Jul 1, 2024↓ Reverse

Every 17 shares became 1

-94%

Feb 23, 2023↓ Reverse

Every 15 shares became 1

-93%

Feb 9, 2021↓ Reverse

Every 85 shares became 1

-99%

Profitability & growth

Revenue growth-31.62%

Gross margin (FY2025)0%▼18.8ppvs FY2024

Operating margin (FY2025)-72.5%▼17.8ppvs FY2024

ROE-123.36%▲24.9ppvs FY2025

Analyst consensus

RatingBuy

Target price—

Buy

Hold

Sell

Analyst ratings tend to be lagging indicators. Use as one signal among many.

Earnings

Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.

Next report

Mar 4, 2026

Q2 FY26 · EPS est — · Revenue est —

View

Dividends

$0.03/shareAt Risk

RELI pays a dividend with a 12.2% forward yield, covered -8.0× by free cash flow.

Forward Yield

12.2%

Annual Div / Share

$0.03

CAGR

—

Payout Ratio

—

At Risk

Dividend Growth Rate

Dividend Safety

0/10At Risk

Income Projection

Invest

USD

Growth rate:

Reinvest dividends

Today

$122/yr

$10/mo

In 5 yrs

$122/yr

$10/mo

In 10 yrs

$122/yr

$10/mo

Today	In 5 yrs	In 10 yrs
$122/yr $10/mo	$122/yr $10/mo	$122/yr $10/mo

Analysis

Dividend Strengths

No strong strength signal stands out from the latest period pair.

Risks to Watch

Dividend exceeds free cash flow

Free cash flow covers only -8.01× the dividend. The company is paying out more than it generates in cash, which is unsustainable without borrowing or asset sales.

NASDAQ · RELI

Reliance Global Group, Inc.

Financial Services · Insurance - Brokers

$0.25▲ 10.76% ($0.02)at close

As of 9:30 AM ET

52-week

$0.15$3.55

Market cap

$1.07M

P/E

-0.07

EPS (TTM)

-$9.84

Next earnings

Mar 4, 2026

Data caution

Per-share valuation inputs need verification

Event dated Jun 30, 2026

No multiple

What the market price implies · Reverse DCF

Historical revenue grew by 6.37%/yr over the past 4 years.

Selected forecast · Base scenario

0.8%/yr · actual 10-year annualized revenue growth

Year 1 growth: 0%

Market-implied · Base operating assumptions + edited margins

Unavailable · flat 10-year annualized revenue growth

No supported revenue growth rate matches this price with these operating assumptions.

Valuation

Recommended · Revenue & margin DCF

Price used

$0.25

Estimated value / share

Unavailable

Base scenario

USD · TTM ending 2026-06-30

More than 85% of this valuation sits in the terminal value beyond year 10, so the result is driven by the perpetuity assumption rather than the projected decade. The valuation is not shown.

Latest quarterly growth differs materially from the latest annual pace. It remains an observed growth input; review whether acceleration or a change in the business explains it.

The discount rate uses the model's minimum bound. Limited beta or capital-structure data may affect this estimate.

Reported operating earnings and the comparable cash-flow estimate differ substantially; the model retains the reported-margin anchor.

Year 1 growth 0% · Ending margin 0% · Discount rate 5.5%

Assumption scenarios, not statistical confidence intervals.

Method, dates & sources

Estimated from future revenue, operating margins, and the investment needed to support them.

Price timestamp: Mar 10, 2026, 1:30 PM UTC
Financial statement period: TTM ending 2026-06-30
Data refreshed: Sep 20, 2026, 5:25 AM UTC · provider

Why this method?

There is not a stable run of positive FCFF to anchor a direct cash-flow CAGR, so the model should start from revenue and margin assumptions instead.

Is FCFF positive and has it been for 3+ consecutive years? Latest FCFF is not positive.

Price vs Fundamentals

Why The Stock Is Moving

Likely fundamental deteriorationModerate confidence

1Y Price: -86.66%Revenue (TTM): -28.01%FCF (TTM): -205.37%

What changed

What the market seems to be pricing

The market appears to be responding to weaker operating momentum rather than only rerating the stock.

What would invalidate this read

Performance

Return analysis

Company profile

Reliance Global Group, Inc. specializes in purchasing and managing insurance brokerages that serve both wholesale and retail clients throughout the United States.

CEOEzra Beyman

SectorFinancial Services

IndustryInsurance - Brokers

Employees64

IPO dateFeb 9, 2021

https://www.relianceglobalgroup.com

Market multiples

Forward P/E—

EV/EBITDA-0.49

Enterprise value$3.73M

Stock splits

Jul 1, 2024↓ Reverse

Every 17 shares became 1

-94%

Feb 23, 2023↓ Reverse

Every 15 shares became 1

-93%

Feb 9, 2021↓ Reverse

Every 85 shares became 1

-99%

Profitability & growth

Revenue growth-31.62%

Gross margin (FY2025)0%▼18.8ppvs FY2024

Operating margin (FY2025)-72.5%▼17.8ppvs FY2024

ROE-123.36%▲24.9ppvs FY2025

Analyst consensus

RatingBuy

Target price—

Buy

Hold

Sell

Analyst ratings tend to be lagging indicators. Use as one signal among many.

Earnings

Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.

Next report

Mar 4, 2026

Q2 FY26 · EPS est — · Revenue est —

View

Dividends

$0.03/shareAt Risk

RELI pays a dividend with a 12.2% forward yield, covered -8.0× by free cash flow.

Forward Yield

12.2%

Annual Div / Share

$0.03

CAGR

—

Payout Ratio

—

At Risk

Dividend Growth Rate

Dividend Safety

0/10At Risk

Income Projection

Invest

USD

Growth rate:

Reinvest dividends

Today

$122/yr

$10/mo

In 5 yrs

$122/yr

$10/mo

In 10 yrs

$122/yr

$10/mo

Today	In 5 yrs	In 10 yrs
$122/yr $10/mo	$122/yr $10/mo	$122/yr $10/mo

Analysis

Dividend Strengths

No strong strength signal stands out from the latest period pair.

Risks to Watch

Dividend exceeds free cash flow

Free cash flow covers only -8.01× the dividend. The company is paying out more than it generates in cash, which is unsustainable without borrowing or asset sales.