NASDAQ · ROOT
Root, Inc.
Financial Services · Insurance - Property & Casualty
$47.81▲ 2.25% ($1.05)at close
After hours$47.99▲ 0.37%7:30 PM ET
Market cap
$670.30M
P/E
13.28
EPS (TTM)
$3.60
Next earnings
Nov 4, 2026
Valuation
P/E Valuation
Verdict: cheap. Price below all scenarios.
Estimated value / share · Base
$92.35
+93%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear $92.35, Base $92.35; price used $47.81
Bear $92.35, Base $92.35; price used $47.81
- P/E multiple
- 25.7×
- Earnings basis
- Trailing EPS
USD · Trailing earnings · Price Sep 24, 8:00 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 48.8% over the last year. Revenue grew 14.86% over the trailing twelve months. Operating margin moved from 6.25% to 3.96%. Free cash flow declined 2.93% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 3.96%. A decisive move in revenue — currently up 14.86% — would be the clearest signal to resolve the ambiguity.
Return analysis
Company profile
Root, Inc. operates within the United States, concentrating on delivering a range of insurance solutions, including policies for automobiles, residential properties, and rental occupancy.
Market multiples
Stock splits
Every 18 shares became 1
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
2
Buy
10
Hold
2
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 4, 2026
Q4 FY26 · EPS est $0.55 · Revenue est $382.84M
View
Institutional Sentiment
Root, Inc. · ROOT
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.