NYSE: SCHW
The Charles Schwab Corporation
Financial Services · Financial - Capital Markets
After hours: $110.63(+0.04%) · as of 7:58 PM ET
Market Cap
$192.31B
52w High
$111.64
52w Low
$83.96
P/E
19.05
Volume
4.47M
Outstanding Shares
1.74B
Performance
Return analysis
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 14.98% over the last year. Revenue grew 12.59% over the trailing twelve months. Operating margin moved from 35.26% to 43.49%. Free cash flow declined 78.43% over the trailing twelve months.
What the market seems to be pricing
The stock is trading toward the richer end of its historical P/FCF range (89th percentile) while business metrics are improving. More of the upside is already embedded in the multiple now.
What would invalidate this read
Operating margin is at 43.49% — continued expansion would be needed to justify the premium. Revenue growth of 12.59% is encouraging, but any deceleration puts the stretched multiple at risk. This read changes if revenue, margins, and cash flow continue to improve faster than expected — in that case the richer multiple could still prove conservative.
Company profile
The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice.
Valuation
Stock splits
Every 2 shares became 3
Every 1 shares became 2
Every 2 shares became 3
Every 2 shares became 3
Every 1 shares became 2
Every 2 shares became 3
Every 2 shares became 3
Every 2 shares became 3
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
29
Buy
19
Hold
3
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 15, 2026
Q4 FY26 · EPS est $1.67 · Revenue est $7.21B
View
Dividends
$1.23/shareQuarterlyDividend Achiever · 18yrSafeSCHW pays a dividend with a 1.11% dividend yield, 18 consecutive years of growth, growing at 11.3% annually, covered 3.8× by free cash flow.
Dividend Yield
1.11%
Annual Div / Share
$1.23
5yr CAGR
+11.3%
Doubles every ~6.5yr
Payout Ratio
23.78%
Safe
Dividend Growth Rate
3yr CAGR
+8.24%
5yr CAGR
+11.3%
10yr CAGR
+16.81%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$1/mo
In 5 yrs
$2/mo
In 10 yrs
$3/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$11/yr $1/mo | $19/yr+71% $2/mo | $32/yr+192% $3/mo |
Yield-on-cost grows from 1.11% → 3.25% over 10yr
Analysis
Dividend Strengths
Dividend Achiever
SCHW has raised its dividend for 18 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Well-covered by free cash flow
The dividend is covered 3.8× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 11.3% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.