NASDAQ · SOFIW
SoFi Technologies, Inc.
Financial Services · Financial - Credit Services
$5.50▲ 0.92% ($0.05)at close
As of 3:47 PM ET
Market cap
$0.00
P/E
10.12
EPS (TTM)
$0.54
Next earnings
Valuation
P/E Valuation
Verdict: cheap. Price below all scenarios.
Estimated value / share · Base
$7.02
+28%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear $7.02, Base $7.02; price used $5.50
Bear $7.02, Base $7.02; price used $5.50
- P/E multiple
- 12.9×
- Earnings basis
- Trailing EPS
USD · Trailing earnings · Price Apr 24, 2025, 7:47 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 32.01% over the 6 months since listing. Income grew 42.42% over the trailing twelve months. Operating margin moved from 12.17% to 19.35%.
What the market seems to be pricing
Visible fundamentals weakened far less than the stock price, and the shares now sit around the 0th percentile of their historical P/E range. That looks more like a rerating of the multiple than a collapse in the business.
What would invalidate this read
This read changes if operating margin (currently 19.35%) continues to decline, or if income growth turns negative. The bull case requires the business to hold its current trajectory.
Performance
Monthly returns
Company profile
SoFi Technologies, Inc. is a financial services firm that operates an online platform, offering a comprehensive suite of financial solutions.
Market multiples
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
1
Buy
0
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Actuals vs estimates by quarter, or any quarter against the same one a year earlier.
Next report
Aug 6, 2026
Q3 FY26 · EPS est — · Revenue est —
Q2 FY26
Reported Aug 6, 2026 · Latest
HoverTap a quarter to inspect
Actual
$0.12
Estimate
—
Year over year
—
Vs prior quarter
-7.7%
1 beat in 1 of the last 2 quarters
Institutional Sentiment
SoFi Technologies, Inc. · SOFIW
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.