NASDAQ · SOFIW
Financial Services · Financial - Credit Services
$5.50▲ 0.92% ($0.05)today
As of 3:47 PM ET
Market cap
$0.00
P/E
11.69
Volume
359.32K
Shares outstanding
0.00
Price used
$5.50
Estimated value / share
$6.08
Base scenario
This estimate is 10.52% above the price used.
P/E 12.9× · Trailing EPS
Assumption scenarios, not statistical confidence intervals.
Estimated from earnings per share and the selected price-to-earnings multiple.
DCF is not reliable for financial services companies. Consider Price-to-Book or excess return models.
SOFIW
Price vs Fundamentals
The stock fell 32.01% over the last year. Revenue grew 34.18% over the trailing twelve months. Operating margin moved from 7.59% to 13.22%. Free cash flow declined 64.54% over the trailing twelve months.
Visible fundamentals weakened far less than the stock price, and the shares now sit around the 31st percentile of their historical P/E range. That looks more like a rerating of the multiple than a collapse in the business.
This read changes if operating margin (currently 13.22%) continues to decline, or if revenue growth turns negative. The bull case requires the business to hold its current trajectory.
Performance
Company profile
SoFi Technologies, Inc. is a financial services firm that operates an online platform, offering a comprehensive suite of financial solutions.
Market multiples
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
1
Buy
0
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Aug 6, 2026
Q4 FY26 · EPS est — · Revenue est —
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