NYSE · TFC
Truist Financial Corporation
Financial Services · Banks - Regional
$50.46▲ 0.72% ($0.36)at close
As of 4:00 PM ET
Market cap
$62.87B
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 12.68% over the last year. Revenue grew 0.35% over the trailing twelve months. Operating margin moved from 20.75% to 22.3%. Free cash flow grew 46.06% over the trailing twelve months.
What the market seems to be pricing
The stock move broadly lines up with stronger business momentum, and the shares are still only around the 55th percentile of their historical P/FCF range.
What would invalidate this read
Operating margin is at 22.3%. Revenue grew 0.35% — this thesis depends on that trajectory holding. If revenue growth, margins, or free cash flow roll over while the stock keeps climbing, more of the move would be coming from multiple expansion than business progress.
Performance
Return analysis
Company profile
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States.
Market multiples
Stock splits
Every 1 shares became 2
Every 2 shares became 3
Every 2 shares became 3
Every 1 shares became 2
Every 4 shares became 5
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
27
Buy
24
Hold
3
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 16, 2026
Q4 FY26 · EPS est $1.11 · Revenue est $5.35B
View
Dividends
$2.08/shareQuarterlyDividend Achiever · 11yrTFC pays a dividend with a 4.12% dividend yield, 11 consecutive years of growth.
Dividend Yield
4.12%
Annual Div / Share
$2.08
5yr CAGR
+2.93%
Payout Ratio
49.69%
Bank — specialized metrics apply
Dividend Growth Rate
3yr CAGR
+1.32%
5yr CAGR
+2.93%
10yr CAGR
+7.07%
Dividend History
Annual dividends paid per share
Income Projection
Today
$3/mo
In 5 yrs
$3/mo
In 10 yrs
$3/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$41/yr $3/mo | $41/yr $3/mo | $41/yr $3/mo |
5yr and 10yr income use the current dividend with no growth assumption because bank payout growth depends on earnings cycles, regulation, and capital policy.
Analysis
Dividend Strengths
Dividend Achiever
TFC has raised its dividend for 11 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Risks to Watch
No strong risk signal stands out from the latest period pair.