NYSE · TFC
Truist Financial Corporation
Financial Services · Banks - Regional
$48.79▼ 1.07% ($0.53)at close
As of 4:00 PM ET
Valuation
P/E Valuation
Verdict: fairly priced. Price above Bear.
Estimated value / share · Base
$47.08
−3%Price vs. estimate range
Assumption scenarios, not confidence intervals
Bear $48.18, Base $47.08, Bull $51.95; price used $48.79
Bear $48.18, Base $47.08, Bull $51.95; price used $48.79
- P/E multiple
- 11.1×
- Earnings basis
- Trailing EPS
USD · Trailing earnings · Price Oct 30, 8:00 PM UTC
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 10.04% over the last year. Income grew 2.78% over the trailing twelve months. Operating margin moved from 34.68% to 31.74%.
What the market seems to be pricing
The stock has moved higher against modestly weakening underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 31.74%. A decisive move in income — currently up 2.78% — would be the clearest signal to resolve the ambiguity.
Return analysis
Company profile
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States.
Market multiples
Stock splits
Every 1 shares became 2
Every 2 shares became 3
Every 2 shares became 3
Every 1 shares became 2
Every 4 shares became 5
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
27
Buy
24
Hold
3
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Actuals vs estimates by quarter, or any quarter against the same one a year earlier.
Next report
Jan 20, 2027
Q4 FY26 · EPS est $1.22 · Revenue est $5.3B
Same quarter, year over year
FY26 YTD +23.4%Each cell vs the same quarter a year earlier (the cell below) · Q1–Q3 combined $3.48 vs $2.82 · all 3 quarters up
Q1
Q2
Q3
Q4
FY total
FY26
—
FY25
FY24
FY23
—
—
—
—
Fiscal year totals
- FY25
- $3.82
- +5.2%
- FY24
- $3.63
- —
Q3 FY26
Reported Oct 16, 2026 · Latest
HoverTap a cell to inspect
Actual
$1.16
Estimate
$1.14
Year over year
+11.5%
Vs prior quarter
-5.7%
Institutional Sentiment
Truist Financial Corporation · TFC
From Form 13F filings (managers with $100M+). Filings land up to 45 days after quarter end — read this as positioning context, not live fund flow.