Reading the tape
NYSE: TFC
Truist Financial Corporation
Financial Services · Banks - Regional
Market Cap
$61.19B
52w High
$56.20
52w Low
$38.27
P/E
11.09
Volume
3.15M
Outstanding Shares
1.25B
Price vs Fundamentals
Why The Stock Is Moving
Fundamentals are supporting the moveHigh confidence
1Y Price: 24.14%Revenue (TTM): 26.93%FCF (TTM): 45.44%P/FCF: 55th pct
What changed
The stock rose 24.14% over the last year. Revenue grew 26.93% over the trailing twelve months. Operating margin moved from -1.8% to 21.35%. Free cash flow grew 45.44% over the trailing twelve months.
What the market seems to be pricing
The stock move broadly lines up with stronger business momentum, and the shares are still only around the 55th percentile of their historical P/FCF range.
What would invalidate this read
Operating margin is at 21.35%. Revenue grew 26.93% — this thesis depends on that trajectory holding. If revenue growth, margins, or free cash flow roll over while the stock keeps climbing, more of the move would be coming from multiple expansion than business progress.
Company profile
Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States.
CEOWilliam Henry Rogers Jr.
SectorFinancial Services
IndustryBanks - Regional
Employees37,529
IPO dateMar 18, 1980
Valuation
Forward P/E—
EV/EBITDA13.58
Enterprise value$95.79B
Price / Book0.94
Stock splits
Aug 4, 1998↑ Forward
Every 1 shares became 2
Jul 3, 1989↑ Forward
Every 2 shares became 3
Jun 23, 1987↑ Forward
Every 2 shares became 3
Apr 29, 1985↑ Forward
Every 1 shares became 2
Jul 1, 1983↑ Forward
Every 4 shares became 5
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Income growth5.22%
Gross marginN/A
Operating margin33.53%▲736.40%vs FY2024
ROE8.14%▲7.60%vs FY2024
Analyst consensus
RatingBuy
Target price$57.56▲17.21%
32
Buy
20
Hold
2
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Jul 17, 2026
Q3 FY26 · EPS est $1.08 · Revenue est $5.23B
View
Dividends
$2.08/shareQuarterly8yr growth streakTFC pays a dividend with a 4.24% dividend yield, 8 consecutive years of growth.
Dividend Yield
4.24%
Annual Div / Share
$2.08
5yr CAGR
+2.93%
Payout Ratio
53.59%
Bank — specialized metrics apply
Dividend Growth Rate
3yr CAGR
+0%
5yr CAGR
+2.93%
10yr CAGR
+6.39%
Dividend History
Annualized dividend cycles per share
YearAnnual DivYoY
2026$2.08+0.0%
2025$2.08+0.0%
2024$2.08+0.0%
2023$2.08+8.3%
2022$1.92+6.7%
2021$1.80+0.0%
2020$1.80+11.1%
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$42/yr
$4/mo
In 5 yrs
$42/yr
$4/mo
In 10 yrs
$42/yr
$4/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$42/yr $4/mo | $42/yr $4/mo | $42/yr $4/mo |
5yr and 10yr income use the current dividend with no growth assumption because bank payout growth depends on earnings cycles, regulation, and capital policy.
Congressional Activity
Congress Trades in TFC
STOCK Act disclosures from senators and representatives.
Lloyd Smucker
PAhouseRepublicanSale2026-04-17$1,001 - $15,000+14d to disclose