NYSE: TRV
The Travelers Companies, Inc.
Financial Services · Insurance - Property & Casualty
Market Cap
$76.73B
52w High
$398.70
52w Low
$252.26
P/E
9.46
Volume
570.27K
Outstanding Shares
208.58M
Performance
Return analysis
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 38.91% over the last year. Revenue grew 2.37% over the trailing twelve months. Operating margin moved from 13.59% to 21.33%. Free cash flow grew 14.46% over the trailing twelve months.
What the market seems to be pricing
The stock is trading toward the richer end of its historical P/FCF range (68th percentile) while business metrics are improving. More of the upside is already embedded in the multiple now.
What would invalidate this read
Operating margin is at 21.33% — continued expansion would be needed to justify the premium. Revenue growth of 2.37% is encouraging, but any deceleration puts the stretched multiple at risk. This read changes if revenue, margins, and cash flow continue to improve faster than expected — in that case the richer multiple could still prove conservative.
Company profile
The Travelers Companies, Inc., through its network of subsidiaries, delivers a broad spectrum of commercial and personal property and casualty insurance products and services.
Valuation
Stock splits
Every 1 shares became 2
Every 1 shares became 2
Every 1 shares became 2
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
11
Buy
29
Hold
4
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Oct 15, 2026
Q4 FY26 · EPS est $6.77 · Revenue est $11.31B
View
Dividends
$4.70/shareQuarterlyDividend Achiever · 21yrEx-div Sep 10, 2026 · in 23dSafeTRV pays a dividend with a 1.28% declared yield, 21 consecutive years of growth, growing at 6.32% annually, covered 10.8× by free cash flow.
Declared Yield
1.28%
Annual Div / Share
$4.70
TTM $4.55
5yr CAGR
+6.32%
Doubles every ~11.3yr
Payout Ratio
11.91%
Safe
Dividend Growth Rate
3yr CAGR
+6.78%
5yr CAGR
+6.32%
10yr CAGR
+6.26%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$1/mo
In 5 yrs
$1/mo
In 10 yrs
$2/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$13/yr $1/mo | $17/yr+36% $1/mo | $24/yr+85% $2/mo |
Yield-on-cost grows from 1.28% → 2.36% over 10yr
Analysis
Dividend Strengths
Dividend Achiever
TRV has raised its dividend for 21 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Well-covered by free cash flow
The dividend is covered 10.8× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 6.32% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.