NYSE: UNH
UnitedHealth Group Incorporated
Healthcare · Medical - Healthcare Plans
Market Cap
$366.32B
52w High
$415.98
52w Low
$234.60
P/E
30.48
Volume
2.88M
Outstanding Shares
908.14M
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock rose 29.35% over the last year. Revenue grew 9.67% over the trailing twelve months. Operating margin moved from 8.16% to 4.19%. Free cash flow declined 20.9% over the trailing twelve months.
What the market seems to be pricing
The stock has moved higher against modestly weakening underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 4.19%. A decisive move in revenue — currently up 9.67% — would be the clearest signal to resolve the ambiguity.
Company profile
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx.
Valuation
Stock splits
Every 1 shares became 2
Every 1 shares became 2
Every 1 shares became 2
Every 1 shares became 2
Every 1 shares became 2
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
43
Buy
5
Hold
4
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Jul 16, 2026
Q3 FY26 · EPS est $4.84 · Revenue est $110.76B
View
Dividends
$8.95/shareQuarterlyDividend Achiever · 20yrAdequateUNH pays a dividend with a 2.22% dividend yield, 20 consecutive years of growth, growing at 11.47% annually, covered 2.0× by free cash flow.
Dividend Yield
2.22%
Annual Div / Share
$8.95
5yr CAGR
+11.47%
Doubles every ~6.4yr
Payout Ratio
66.5%
Adequate
Dividend Growth Rate
3yr CAGR
+9.43%
5yr CAGR
+11.47%
10yr CAGR
+15.46%
Dividend History
Annualized dividend cycles per share
Income Projection
Today
$2/mo
In 5 yrs
$3/mo
In 10 yrs
$5/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$22/yr $2/mo | $38/yr+72% $3/mo | $66/yr+196% $5/mo |
Yield-on-cost grows from 2.22% → 6.57% over 10yr
Analysis
Dividend Strengths
Dividend Achiever
UNH has raised its dividend for 20 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Well-covered by free cash flow
The dividend is covered 2.0× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 11.47% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.