Reading the tape
NYSE: V
Visa Inc.
Financial Services · Financial - Credit Services
Market Cap
$611.07B
52w High
$375.51
52w Low
$293.89
P/E
27.43
Volume
4.95M
Outstanding Shares
1.92B
Price vs Fundamentals
Why The Stock Is Moving
Mixed / unclearLow confidence
1Y Price: -9.25%Revenue (TTM): 14.37%FCF (TTM): 3.3%P/FCF: 38th pct
What changed
The stock fell 9.25% over the last year. Revenue grew 14.37% over the trailing twelve months. Operating margin moved from 63.68% to 61.12%. Free cash flow grew 3.3% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 61.12%. A decisive move in revenue — currently up 14.37% — would be the clearest signal to resolve the ambiguity.
Company profile
Visa Inc. operates as a payments technology company worldwide.
CEORyan McInerney
SectorFinancial Services
IndustryFinancial - Credit Services
Employees28,800
IPO dateMar 19, 2008
Valuation
Forward P/E—
EV/EBITDA25.69
Enterprise value$667.98B
Price / Book16.12
Stock splits
Mar 19, 2015↑ Forward
Every 1 shares became 4
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Revenue growth17.05%
Gross margin81.29%▼0.04%vs FY2024
Operating margin61.12%▼8.67%vs FY2024
ROE52.91%▲4.89%vs FY2024
Analyst consensus
RatingBuy
Target price$362.45▲13.70%
52
Buy
9
Hold
0
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Jul 28, 2026
Q3 FY26 · EPS est $3.20 · Revenue est $11.34B
View
Dividends
$2.60/shareQuarterlyDividend Achiever · 17yrEx-div May 12, 2026 · in 3dSafeV pays a dividend with a 0.82% declared yield, 17 consecutive years of growth, growing at 15.59% annually, covered 4.7× by free cash flow.
Declared Yield
0.82%
Annual Div / Share
$2.60
TTM $2.52
5yr CAGR
+15.59%
Doubles every ~4.8yr
Payout Ratio
21.94%
Safe
Dividend Growth Rate
3yr CAGR
+14.66%
5yr CAGR
+15.59%
10yr CAGR
+17.02%
Dividend Safety
10/10Safe
Dividend History
Annualized dividend cycles per share
YearAnnual DivYoY
2026$2.60+13.5%
2025$2.29+13.9%
2024$2.01+16.5%
2023$1.73+19.4%
2022$1.45+14.7%
2021$1.26+9.6%
2020$1.15+19.8%
Income Projection
Invest
$
Growth rate:
Reinvest dividends
Today
$8/yr
$1/mo
In 5 yrs
$14/yr+76%
$1/mo
In 10 yrs
$25/yr+211%
$2/mo
| Today | In 5 yrs | In 10 yrs |
|---|---|---|
$8/yr $1/mo | $14/yr+76% $1/mo | $25/yr+211% $2/mo |
Long-range projections use a capped 12% annual growth assumption.
Yield-on-cost grows from 0.82% → 2.53% over 10yr
Analysis
Dividend Strengths
Dividend Achiever
V has raised its dividend for 17 consecutive years — qualifying as a Dividend Achiever, demonstrating long-term commitment to shareholder income.
Well-covered by free cash flow
The dividend is covered 4.7× by free cash flow, indicating the company generates sufficient cash to sustain and potentially grow the payout without straining its finances.
Strong dividend growth rate
The 5-year CAGR of 15.59% meaningfully outpaces inflation, compounding real income growth for long-term holders.
Risks to Watch
No strong risk signal stands out from the latest period pair.
Congressional Activity
Congress Trades in V
STOCK Act disclosures from senators and representatives.
David Taylor
OHhouseRepublicanPurchase2026-04-27$1,001 - $15,000+11d to disclose
John Boozman
ARsenateRepublicanPurchaseJoint2026-01-15$1,001 - $15,000+30d to disclose
Katie Britt
ALsenateRepublicanPurchaseSpouse2025-11-07$1,001 - $15,000+79d to discloseKatie Britt
ALsenateRepublicanPurchaseSpouse2025-04-14$1,001 - $15,000+286d to disclose