NYSE: VEL
Velocity Financial, Inc.
Financial Services · Financial - Mortgages
After hours: $18.16(0%) · as of 7:34 PM ET
Market Cap
$712.88M
52w High
$21.40
52w Low
$16.65
P/E
6.63
Volume
82.13K
Outstanding Shares
39.26M
Performance
Return analysis
Price vs Fundamentals
Why The Stock Is Moving
What changed
The stock fell 4.37% over the last year. Revenue grew 32.46% over the trailing twelve months. Operating margin moved from 29.53% to 70.7%. Free cash flow declined 15.56% over the trailing twelve months.
What the market seems to be pricing
The stock has moved lower against modestly improving underlying metrics. The operating data does not yet tell a clear story — the move may reflect sentiment, sector rotation, or macro factors rather than company-specific earnings power.
What would invalidate this read
Operating margin currently stands at 70.7%. A decisive move in revenue — currently up 32.46% — would be the clearest signal to resolve the ambiguity.
Company profile
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm.
Valuation
Stock splits
No stock splits recorded for this ticker.
Profitability & growth
Standard profitability metrics can be misleading for financial/insurance companies. GAAP requires unrealized investment gains/losses in net income (affecting ROE), and margins are blended across diverse business segments.
Analyst consensus
5
Buy
1
Hold
1
Sell
Analyst ratings tend to be lagging indicators. Use as one signal among many.
Earnings
Full quarter-by-quarter history of actuals vs estimates. Switch into compare mode to inspect one metric year-over-year.
Next report
Nov 5, 2026
Q4 FY26 · EPS est $0.70 · Revenue est $87.17M
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